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What section of the insurance policy was triggered by this event? It’s not collision...
When you drive into the garage with the bicycles on the roof, don't they pay? Who is at fault?My guess is that he was 10-20% over the max weight limit on the rack. Just curious, will the insurance company do any kind of investigation to determine if the equipment was being used properly, to determine who is at fault?
When you drive into the garage with the bicycles on the roof, don't they pay? Who is at fault?
When you step on the gas instead of the brake and drive into a store, don't they pay? Who is at fault?
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Comprehensive insurance?
I don't think that the weight of the bikes was really the issue but certainly the wind resistance which is at the origin of the metal fatigue.Upon inspection, two mounts on the roof of the car are stripped - that must’ve been the popping noise
I heard when the car flexed over the hump. Has anyone experienced anything similar?
I felt bad for the damage to your car, in particular the rear window.I’ll probably move on to a hitch system like 1up for the peace of mind. Y’all be careful out there!
I have not heard of a 75% rule for roof racks.
Way to go.I’ll probably move on to a hitch system like 1up for the peace of mind.
The other thing that's confusing - where are the standoffs that go between the rails and car? They seem to be missing in the "aftermath" photos? I think I'm missing something here. (My reference is the whisper bar install instructions and video on Tesla's website.
Model S Roof Rack Installation Support
I have not heard of a 75% rule for roof racks. Racks are engineered to handle the stresses of a load well over the stated max weight to allow for the increased forces applied to the rack and roof do to emergency swerving, braking and uneven roads (maybe 50-150% more force). Do the instructions for the rack say do not load the rack more than 75% of the max weight? If this is the case the manufacturer should be more straightforward and just lower the max load by 25%.
The front driver and the read passenger stripped - leading me to believe that when I slowly went over a hump and scraped the bottom, the popping noise on top was when those two stripped. Both the bolt and the car mounting threads stripped. I had it threaded deeply in, so it would have to strip to come out like that.