Car hit while parked.

[Dlwodl]

Hi guys, My car was hit while it was parked. I got all the information and I talked with her dad and told me he would rather avoid insurance.
That is fine with me but since its a leased car would it be problem later on when I'm returning the car? Would there be a extra charge when the car when I go through tesla repairs? Is not going thorugh insurance a even a better idea? Thanks in advance.

 

[fholbert]

I got all the information and I talked with her dad and told me he would rather avoid insurance.

I’ve heard the same. When I’ve given the other party an estimate plus a rental car, the next call I get is their insurance company.

 

[Adam3]

Everyone that says they want to avoid insurance doesn't realize how much body work costs in 2024. This could be a costly repair depending on quarter panel damage.

 

[Dlwodl]

I’ve heard the same. When I’ve given the other party an estimate plus a rental car, the next call I get is their insurance company.

Was thinking the same, I've seen some crazy amounts on tesla repairs on reddits. Going to him the quote and go from there I guess.

 

[Soul Surfer]

IMHO it doesn't look that bad really. I'd be more concerned about alignment as it looks sort of like a swipe. You'll probably need to go through their insurance. The repair would probably show in Carfax® and might not impact you as long is it was done at an authorized repair shop. Best of luck.

 

[Blue Express]

My car was also hit when parked. It costed $14K to repair the driver side rear quarter panel and bumper. Sadly, the other party only has $10K property damage so my insurance picks up the rest of the cost.

 

[Knightshade]

My car was also hit when parked. It costed $14K to repair the driver side rear quarter panel and bumper. Sadly, the other party only has $10K property damage so my insurance picks up the rest of the cost.

..why wouldn't your insurance company be taking the other party to court for the 4k their own insurance didn't cover?

 

[Shelburne]

A friend of mine backed into my 2020 M3 while it was parked on her property. She also asked if I would let her pay for the repairs rather than go thru insurance. We both are covered by the same insurance company. We both asked our agents (different agents, because we live in different parts of MA) what was the break even amount which would make avoiding insurance make sense. Each agent said that in MA it was cheaper in the long run to avoid insurance if the cost of repairs was going to be less then $5000. Of course that figure varies from state to state. My repairs came to just over $9000 so we let insurance pay for it.

 

[EVRider-FL]

Did Sentry Mode capture the collision? If so, have your insurance go after the driver who hit you.

 

[jay1122]

The other side did not realize they hit the worst car possible. If it was a regular car it will probably be fine with a $1-$2K repaint. But with a tesla, I would say $5K- $10K depending on how dirty the shop is.

 

[DocHolliday]

It's always hard to tell from a single photo, but I don't see any bent metal or broken plastic. PDR + paint and a new taillight might get you right for a few $K.

 

[mborkow]

Get an estimate from a body shop and let the other party know what it will cost plus some amount of money for the hassle and rental car. If they want to cover that personally, that’s fine. If not, insurance. And if they didn’t want to go through insurance, they shouldn’t have hit your car. What they want now doesn’t matter…

 

[Blue Express]

..why wouldn't your insurance company be taking the other party to court for the 4k their own insurance didn't cover?

Not sure, Geico did not make any effort to claim the 4K from his insurance company which is Progressive. I am still waiting for my $500 deductible to be reimbursed.

 

[Blue Express]

It's always hard to tell from a single photo, but I don't see any bent metal or broken plastic. PDR + paint and a new taillight might get you right for a few $K.

If you looked at the photo carefully, the quarter panel is bent and not the bumper.