Omg guys. Stop giving me financial advise. I appreaciate it but don't need it. I do have other investments that I didn't need to disclose on here at the time. Once again, thanks.
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- Thread starter BrandonR22
- Start date
Wshowell
Member
Ha ha! I just finished my "advice" post and then saw your post so I deleted it as not to offend. Let us know what you lease and share some pics please.
Let me know if you need some extra cash in the future. I have a house in Frisco TX off the 9th hole of the Fairways (1 of 12 I own) and I need someone to stain a fence for me... I don't have a Tesla though as I can't afford one yet....
You can use www.annualcreditreport.com and pull all three credit reports, for free, for yourself to see what's out there.
Austin Powers
Member
If you didn't have 12 houses, you might've been able to afford a Tesla
Austin Powers
Member
Super_Popular
Well-Known Member
Canuck
Well-Known Member
Very true -- residentially speaking but you have to start somewhere and once you build up equity you can move to triple net commercial property which is much, much less of a headache. That's what I did although I still have one duplex with great tenants, fortunately.
As to the stock market, it's not one or the other as I see it. In fact, I bought Apple, Google, Sirius, and Canadian bank stocks years ago and have made way more off them than on properties but I think the market is due for a significant correction and it's more like gambling to me than owning property.
Austin Powers
Member
From personal experience, I would try to get cash from any available source (but from personal savings) and load up. Given where rates are at right now, it's a no-brainer. Real-estate is the only investment where you can really make your money work without losing sleep.
I'm in fact going to max out the auto loan so that I can use the extra cash+rebate towards down payment on an investment property.
Canuck
Well-Known Member
Right. That makes sense. My name is "Canuck" and my picture is a moose. I guess I'm trying to boost the egos of Canadian Moose everywhere.
Did you ever think for a moment the advice could have maybe an ounce of merit? Maybe even the advice could radically change someone's life for the better?
No, better to say it's all about the ego of an anonymous poster. That makes much more sense.
Point taken except that the advice was really for more people than just you. I actually forgot all about you...
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Check with Energy Federal Credit Union. They are fast and have reasonable rates.
Just watched The Big Short... an open ended statement like that makes me feel we're partying like it's 2006 again. ;-)
Austin Powers
Member
The open ended statement doesn't imply anything about buying overinflated assets at premium prices while living on welfare ;-)
Just want to point out that while having your retirement decently funded according to your lifestyle is important, buying a house is not on everyone's radar (incl. mine). For me at least, while I'm young, as long as it doesn't prompt a major lifestyle change due to a decrease in available capital, I'd rather have the Tesla and do what others are doing. That is, taking a loan and outperforming the interest rates, which I'd then use to finance a much higher commitment, such as a home, in the future.
I suppose I could afford a home now, but I don't need a home now. I don't particularly have the home improvement/DIY bug (only occasionally) and the maintenance of a home just barely makes me shudder still. I still regularly spend large amounts of time abroad. My point is that everyone has their reasons and some may actually preclude that from being a secure decision.
On topic...thank you Brandon for revisiting this and letting us know you got it worked out. I was actually a little worried after seeing the original post. My situation sounds a little like yours so I'm glad to know that won't be an issue.
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Canuck
Well-Known Member
This post has nothing to do with this thread except that when I typed the above I had just recently spent 3 days in Nice with my wife and 3 daughters. We walked the Promenade des Anglais every day to and from our hotel that over looked the water and promenade directly in front of where the tragedy occurred. My wife told me that she tried to plan our trip so that we would be in Nice for the Bastille Day celebrations but it didn't work out. I don't believe in fate, and it really bothers me when people "thank god" for avoiding a tragedy. To me, that's very disrespectful to the people who didn't avoid it, as if god chose to spare me and my children but not them. I don't believe that for one instant. What kind of a god would do that?
I told my wife that if her and our daughters were run down, and I was left standing, I can't even imagine the pain. I'd rather not be living. I don't think I'm strong enough to survive that. That's the strange thing about life - death is hardest on the living. I feel so bad for those people who are in this position right now.
After I heard the news of this tragedy, I gave my wife and my kids a big hug, and I told them how much I love them, and how lucky we are to have each day together.
I hope this post make you all do the same with your loved ones.
AZ Desert Driver
Rare combination
In the last year, I have visited almost all of the places you just visited. Shortly after I was in Kiev, the Russians came in. Shortly after I was in Paris, some x"{@$ did that thing. Just last month I was walking in Nice and have good memories. Now there is this angry truck driver.
I'm with you point for point. How to factor fate, luck, fear, pain, love, death?
My path? Carpe diem...seize every day as if it is your last. Love, hug ( and cry for those who can't)
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