I got an email around 4:00 today with 'thanks for applying with Alliant, you've been denied. You'll get a letter within 7-10 days." NO questions asked, or anything.. So- of course by the time I try to call him, he's already gone. I know exactly why they denied it. It's not due to debt to credit ration (4%), it's not due to Income (over 4K month without any expenses), not due to no previous car buying lease experience (BMW lease prior) and not due to credit score (752), the BMW is still showing up under my name because the process is not done yet. If it was due to credit score, they would of come back with a higher rate- not just flat denied. I don't know what to do. I told my guy at Tesla and he said to call on Monday and see if they will reevaluate it, he said it's happened before. The guy at alliant is Scott Meyer. Did a quick google search and his name has appeared on TMC before. Anyone ever been denied, then approved?