It isn't quite as simple as the title suggests.
My M3 was written off. I have two insurance policies. The first already paid me what they said the depreciated value was. The second pays me the difference between whatever I buy, and what the first policy paid me, up to the value of a black 2023 M3 LR with FSD +$3k.
I already have a deposit on a MY and a delivery appointment on Thursday (in 48 hours from now). I've got airfare and a hotel booked to go get it.
But then I found a listing for a 2023 MS (not plaid) with white seats, FSD, yolk, plus full Xpel PPF (about $6k here) and less than 25000 km.
I would be out of pocket by about $9.5k with the MS, which I totally think is worth it.
The dilemma?
1) is there anything weird in buying a used Tesla where they strip off the FSD or something? I know some things aren't transferable?
2) the leg room in the MY is reportedly 5 full inches more in the rear. My son is 12 now, but he'll be adult sized before long. Is a road trip going to be more comfortable for my family in the S or the Y?
3) the cargo space in the Y is considerable more
4) the big dilemma: the insurance company adjuster is telling me a used vehicle bought from a private seller won't qualify for the full payout. I disagree. I can read a contract and there's no such restriction. That said, it might take a fight in court to get the full value (or just getting the right manager on the line). There's a minimum amount they'll pay me anyway... it ends up being about a $15k difference. So, potentially, the S is $24.5k more.
All $ discussed are Canadian dollars. C$1 =~ US$0.75
WHAT SHOULD I DO?
The safe bet is the Y. But man... a practically brand new S with full PPF for one $9.5k-$24.5k out of pocket?
I wish I wasn't so pressed for time here lol.
Ps. I had a 2015 S and a 2019 3 so I'm at least somewhat familiar with the vehicles.
My M3 was written off. I have two insurance policies. The first already paid me what they said the depreciated value was. The second pays me the difference between whatever I buy, and what the first policy paid me, up to the value of a black 2023 M3 LR with FSD +$3k.
I already have a deposit on a MY and a delivery appointment on Thursday (in 48 hours from now). I've got airfare and a hotel booked to go get it.
But then I found a listing for a 2023 MS (not plaid) with white seats, FSD, yolk, plus full Xpel PPF (about $6k here) and less than 25000 km.
I would be out of pocket by about $9.5k with the MS, which I totally think is worth it.
The dilemma?
1) is there anything weird in buying a used Tesla where they strip off the FSD or something? I know some things aren't transferable?
2) the leg room in the MY is reportedly 5 full inches more in the rear. My son is 12 now, but he'll be adult sized before long. Is a road trip going to be more comfortable for my family in the S or the Y?
3) the cargo space in the Y is considerable more
4) the big dilemma: the insurance company adjuster is telling me a used vehicle bought from a private seller won't qualify for the full payout. I disagree. I can read a contract and there's no such restriction. That said, it might take a fight in court to get the full value (or just getting the right manager on the line). There's a minimum amount they'll pay me anyway... it ends up being about a $15k difference. So, potentially, the S is $24.5k more.
All $ discussed are Canadian dollars. C$1 =~ US$0.75
WHAT SHOULD I DO?
The safe bet is the Y. But man... a practically brand new S with full PPF for one $9.5k-$24.5k out of pocket?
I wish I wasn't so pressed for time here lol.
Ps. I had a 2015 S and a 2019 3 so I'm at least somewhat familiar with the vehicles.
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