I am in the same boat. I was looking to possibly purchase EAP. It def is NOT $99 a month. I believe it's that price if you already paid for EAP and now want to pay monthly for FSD. But if you don't already have EAP, then the price you pay is $199 a month. I was thinking, I'll go ahead and buy it. BUT, then I am researching and nearly everywhere say it's too expensive (which I agree).
I really value this at $3k for Navigate on autopilot, Auto Lane Change, and AutoPark. To be honest, those are the only things out of the EAP that work at a minimum of %70 correct every time. Keep in mind, auto lane change and auto park are features that are offered by other car companies. ALSO keep in mind, you do NOT get to keep this if you buy another car, or sell it.
For the Smart Summon and Summon, from every review out there, it looks like it is in level 1 for trial/beta. Not usable, dependable, ready for everyday use. Maybe summon. These are things that you can opt in for $1k. A very low percentage will actually purchase this. HOWEVER, if it actually becomes a dependable feature that works 80% of the time correctly (not ghost stopping, pausing while coming to you, driving at below beginner level of speed, random long stops, etc.) If this gets to a point where it's actually usable, 1K is def a price many would pay to use this.
Add both and you get 4k. That's 2k less than what Tesla is asking from it's users but does not penalize the once who would pay for the lane change and navigate on autopilot with adding extra feature that are currently a waste of money.
As for FSD, when it actually get released (possibly 5+years from now) a large percentage of drivers will pass on their cars to a family member or sell it. That means none of them will keep their FSD they purchased. Financially it makes very little sense.
Charge customers $5k for them to be test dummies for FSD because it's not a "full self driving" feature yet. When it is actually ready and I can get into my car and say "take me home", "take me to work", etc... and I have to do less than 1% assistance, THEN SELL ME THE FSD FOR 10K. People who already paid for the EAP will need to pay an additional 5k to unlock it. AND, new car owners will opt in for 10k extra when they purchase their new Tesla. For users who will give their Teslas to their kids or relatives, they can opt to pay for it as a gift of the added 5k assuming they already paid for EAP.
Although this is all in a magic world, I strongly believe a massive percentage of Tesla owners will opt in for EAP, then the summon when it's ready and will gladly pay for FSD when it's difference. as of right now....
$6K for 3 features that work okay. other 2 don't.
and $15K for something that doesn't.
It makes no sense.