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SpriteM3
Member
A tip to anyone that has so much credit card debt that you need to pay it down to get your credit score up to finance a Tesla.. maybe a Tesla isn't the right car for you right now. Get that credit card debt eliminated and stop paying interest.
M3_p0\/\/3r
Member
A lot of people have been worried about a 2nd credit pull, and because it’s not in our hands when the car is delivered it’s a valid concern. So dropping your credit utilization % to under 9% would offset or even improve your score even if they have to re-pull it.
why should we get a higher interest rate on our loans when it’s Tesla dragging their feet?
SpriteM3
Member
I'm really not trying to attack you or anyone, I understand everyone has different financial situations. I'm just saying if you're one credit pull from having your interest rate impacted on a car, maybe it's a Tesla isn't the best vehicle right now. I would understand f it was for a home loan or something. I personally wouldn't be buying a brand new Tesla if I was one credit pull away from having my interest rate raised, but that's just me.
M3_p0\/\/3r
Member
No matter your financial situation, if your credit gets a second inquiry your score will go down. That has nothing to with how much you make. I’m only talking to people whose credit scores are barely good enough for the best rate, and then a 2nd credit pull would put them into a higher APR.
So just that there’s no confusion, yes people that are financially stable won’t have to worry about a second inquiry because even if the score drops it’s not enough to raise their rates.
I mean most financial advisors would say not to buy a new car at all, but here we all are. In fact I heard one say that you should only buy a vehicle with a value of 10% of your gross income. I don’t make anywhere near 500k a year lol. I understand your point, but some people are on the border of credit scoring brackets so a minor change can affect interest rates.
So just 5 min ago got message on my account- July 14 Delivery day. So to put order and get delivery- 27 days for my Model 3.
SpriteM3
Member
Order date 6/30
Current estimate: July 11th to the 30th
M3 LR Aero DBM AP only
I emailed my point of contact who said it looks like I should get my car towards the end of the month (but of course that could change).
Current estimate: July 11th to the 30th
M3 LR Aero DBM AP only
I emailed my point of contact who said it looks like I should get my car towards the end of the month (but of course that could change).
Jmac460
Member
Same specs exactly… but mine shows late August to mid September. .. What location did you choose?
SpriteM3
Member
1LE McQueen
Member
You could literally go to the factory and demand your car be ready for pickup NOW. Maybe they'll give you a car fresh off the line within a few hours
while you're at it, could you pick mine up too?
SpriteM3
Member
I got you fam, I'll bring Andrew the squirrel with meYou could literally go to the factory and demand your car be ready for pickup NOW. Maybe they'll give you a car fresh off the line within a few hours
Haha you just made me double check the email, she said the end of this month!
Hellabayarea
Doge to the moon 🚀
Yeah but you can have a really good credit score but maybe you have a lot hard inquiries but all those account have been paid off or in good standing and are not struggling with your debit and Tesla tacks on another inquiry you shouldn't be punish bc that extra little inquiry could make your interest rate go up 1% and that's a lot in the long run. They last two years it's not about if you can afford it it's about the scam moves that Tesla is pulling by adding hard inquiries. Droppings people's trade in values thousands of dollars for no reason bc the estimate expire because they lack the delivery time they promised to their customers on the phone is a slick slime ball car sales person move and Tesla shouldn't have that image and one reason I have been shorting their stock and have been making a killing off it
Infinityaz
Member
Luminate
Franklin Saint
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