Getting insurance for the Model 3 seems to be incredibly difficult, and then if you want to have PPF on the car then it's even worse. Has anyone else found any decent insurers / brokers for less experienced drivers?
I'm currently in a bit of a pickle. I got my M3P+ in August, and at the time getting insurance for it was a bit difficult as most insurers didn't seem to have the Model 3 list yet. In the end I went with Churchill, at the low cost of £2300 a year . The problem with Direct Line brands like Churchill is that they don't cover you with PPF on and count it as if you have had a full vinyl wrap, which I wasn't aware of when I got the car. Now (perhaps stupidly) I did indeed put PPF on the car and figured I'd let the insurance know after and it might be a few hundred more or whatever. So I speak to someone at Churchill and enquire about it to find out they don't really know what PPF is and after waiting a while they said they can't cover wrapped cars.
Okay whatever, I'll transfer my insurance elsewhere. I spoke to a few companies like Admiral and Novo who said they don't even count PPF as a modification and it's fine, great. Well Novo won't cover me because I've only been driving 3 1/2 years and had one fault claim in my first year of driving, and Admiral offered a quote of £6600 a year. I tried a few brokers like Adrian Flux but they didn't know what a Model 3 was, and Plunginsure can't cover Teslas.
Does anyone have any other suggestions?
I'm currently in a bit of a pickle. I got my M3P+ in August, and at the time getting insurance for it was a bit difficult as most insurers didn't seem to have the Model 3 list yet. In the end I went with Churchill, at the low cost of £2300 a year . The problem with Direct Line brands like Churchill is that they don't cover you with PPF on and count it as if you have had a full vinyl wrap, which I wasn't aware of when I got the car. Now (perhaps stupidly) I did indeed put PPF on the car and figured I'd let the insurance know after and it might be a few hundred more or whatever. So I speak to someone at Churchill and enquire about it to find out they don't really know what PPF is and after waiting a while they said they can't cover wrapped cars.
Okay whatever, I'll transfer my insurance elsewhere. I spoke to a few companies like Admiral and Novo who said they don't even count PPF as a modification and it's fine, great. Well Novo won't cover me because I've only been driving 3 1/2 years and had one fault claim in my first year of driving, and Admiral offered a quote of £6600 a year. I tried a few brokers like Adrian Flux but they didn't know what a Model 3 was, and Plunginsure can't cover Teslas.
Does anyone have any other suggestions?