O. Other: I would do a 60A 240V circuit on the main > Garage Sub with 60A breaker > 2x HPWC daisy chained. Both cars plugged in, they'll share 24A each (more than enough for daily commute). 48A will allow for max charge rate for 1 vehicle at a time.
It will be rare that both cars need 48A and plugged in at the same time. Unless you road trip with both driving... which I can see as both persons want to drive their Tesla haha.
100A cable vs 60A cable = mucho dinero
Consider extra cost of 100 Amp cable over 60 Amp cable as percent of total job cost.
I’ve rarely looked back at technical decisions and wished I had specified or designed less capacity.
Also, experience shows that it’s best to get future-ready the FIRST time work is done. Follow-on work is less expensive, faster and less disruptive.
In that light, I would...
Have electrician run cable for both HPWCs to the sub-panel while it’s easy.
Terminate your wife’s prospective HPWC cable in a junction box at right location and install a blank cover. Leave sufficient slack to easily connect to HPWC.
If you set up HPWC to share a circuit (best option in my opinion) junction blocks in subpanel would connect breaker and HPWC hots.
Have electrician run shielded, twisted pair cable for HPWC communication between the two points, with adequate slack.
Easy to later change charge technology. Disconnect second HPWC power cable from junction blocks in subpanel and connect to second breaker, for example. Put the 240 Volt outlet of your choice in the junction block. Or attach some other home charge point to the slack in the junction box.
Another subpanel benefit- have electrician install a lock on the breaker and you should meet code for adjacent cut-off on high power charger.
Finally, a solid, adaptable and powerful charging setup will make your home appealing to more future buyers.
Good luck!