My Geico policy renews in mid-March. The 6 month premium went up $240 to $675 per 6 months (e.g., about a 55% rate increase). I called Geico to find out why the rate went up (I have no accidents or tickets). I was told that their experience with the particular model has been that repair costs have been much much higher than they thought they would be, and thus Geico has reclassified the model car to reflect the higher repair costs.