Your car suddenly decelerates from no user input and no observable external factor, and you are not stimulated? There is a self- driving bus in Vegas that needs a follow car to prevent people from rear ending it in traffic when it suddenly brakes for no apparent reason - same principle on a crowded highway where people routinely follow too closely.
Let's clarify a few things. First, let's define a few things. "Phantom braking", as it is used on this forum, appears to refer to braking without an apparent cause. In nearly every case of undesired (not phantom) braking, the cause was apparent, such as a car approaching rapidly on an onramp, often out of sight of the driver but within sight of the car. This is not phantom braking; it is working as designed. Perhaps it is not designed properly, but it is working as designed.
Most every description I have read in this forum appears to have a similar explanation.
I have yet to experience unexplained, "phantom braking." I use AP on all roads on which I can possibly engage it. While I only have around 16k on my Y, using AP nearly all the time, I had close to 200k on my 70D with AP1. And yes, there was undesired/unexpected braking on that too.
I am always ready to react to the degree dictated by the traffic/driving situation. If I'm near an entrance/exit ramp, I am in a highly ready state, especially with traffic around. If I'm in the middle of nowhere with no traffic on a wide open highway, I am less primed to react.
With all that being said, when I have experienced undesired braking, I have NEVER lost more that 3-4 mph before reacting. That is not enough to cause an accident.
So I stand by my original statement. If you are creating a dangerous situation (e.g., making your wife scream), you are not paying attention.