I guess it depends on what we mean when we say the check has “cleared”.
In this thread you’ve said:
“Wait until after the check has been processed fully and funds have been made available in your account.
Once that is done, there's no way for your bank to come back on you. They released funds in full and the check cleared.”
And also:
“That's not how it works. If your bank clears it, the funds are yours. Period.”
As I’ve said twice now, the article I’ve posted does a good job of explaining why I find this explanation to be misleading at best and downright false at worst. A bank making funds available to you in advance of the clearinghouse process in no way makes the funds “yours, period”, and there are many many many examples of banks taking those funds back after the fact and leaving the seller on the hook. OP is right to be highly skeptical. There are ways to control the risk - calling the issuing bank as you suggested is a great start. Insisting on holding the car/title for 2-3 weeks post deposit is a good next step. But I think in any case the hassle and risk associated with dealing with a check outweighs any risk associated with a wire transfer.
Anyway. I don’t really care to argue further. I think Hank’s generally got the lay of the land as far as characterizing your posts in these sorts of topics and you and I have had exchanges in the past regarding your fundamentalist views on financial matters, so it probably does nobody any good to press those points further.