I know no idea how to figure that out without shutting off my solar and getting an average. Everything we have is electric (no natural gas) so probably much more than average. I have not had insulation added to my walls because redoing the plaster walls and having this done in general is very expensive. Other than that we have done all the basic stuff, insulate attic, whole house fans, replaced windows, heat with a wood stove when possible, all LED or CFL lighting etc.
Replacing the water heater with propane one would help (I don't think I can do solar heating with all the panels on the roof). Also our refrigerator is old and too small, but we need to remodel the kitchen to fit a new one (or at least rip out the cabinet above it). But that, is a very big project
House is fairly old (1960's), needs lots of work, including a new driveway.