My model y was an unfortunate victim of a hydroplane incident on US101 in California. We skidded off the southbound and hit a truck in the northbound lane. Thankfully nobody was hurt. Now obviously this is totaled, but just checking with you folks as to how the appraisal process is. I have insurance from Tesla. Will they be reasonable about what they give? Should I be negotiating? Mine is LR AWD with Gemini and no FSD. Will we have enough to offset the cost of a new MY?