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2024 Insurance Costs
- Thread starter yessuz
- Start date
Unpopular opinion but driving a lesser powered car and building up your NCD is a bit of a rite of passage. Jumping into a group 48/50 car that does 0-60 in 3.5 seconds for your first car sounds pretty mental.
I would have absolutely killed myself if I'd been able to do that at 17. I put my Dad's company car (I was insured, incredibly) backwards into a ditch and that was only a 405TD which was glacial in acceleration by comparison.
(etc etc)
I would have absolutely killed myself if I'd been able to do that at 17. I put my Dad's company car (I was insured, incredibly) backwards into a ditch and that was only a 405TD which was glacial in acceleration by comparison.
(etc etc)
This was driving me insane. I wanted to do a new quote for comparison purposes “you already have a policy, you can add to it in your account”.
I don’t want to add to it……
Then I ring them. “We are having system difficulties we will ring you back next week”
kelvin 660
White SR+ with LFP battery
Based on this thread, and the big increases mentioned, I decided to get a new quote to renew my insurance. Renewed last May for £428 with Churchill Plus and to renew now would be £545. However with eSure I can renew for £428.
So I'm not seeing a big increase and as I just turned 70, I thought I would...
Hopefully, these quoted prices stay around for a while...
So I'm not seeing a big increase and as I just turned 70, I thought I would...
Hopefully, these quoted prices stay around for a while...
pharwood
Member
Very similar price and renewal quote from Churchill. Ended up getting a quote close to last year's price from esure.
Pink Duck
Active Member
I guess run the risk of it increasing too though. I’ve only had my licence less than 3 years so it’s kind of expected. Doesn’t help with insurance being at an all time high on top of that. Sure 10 years ago it’d have probably been half of that based on my profile. Aka 33 year old who passed his test late and is an idiot getting a powerful high insurance group car so early in his driving life
I guess run the risk of it increasing too though. I’ve only had my licence less than 3 years so it’s kind of expected. Doesn’t help with insurance being at an all time high on top of that. Sure 10 years ago it’d have probably been half of that based on my profile. Aka 33 year old who passed his test late and is an idiot getting a powerful high insurance group car so early in his driving life
Where is the risk?!
You run the quote, if its sufficiently less to merit cancelling/paying cancellation fees/accepting new quote, you go for it.
If it's more / not worth the hassle, you've lost nothing more than a few minutes finding this out!
garycat
Member
I got that same quote from esure, but looking at the details, protected NCB is an extra £57 and the mandatory excess is higher than other quotes.
After being quoted minimums of £1300 to £1500 Co-op essentials came in at just over £800 via comparison website money supermarket. I’ve snapped their hand off. And apparently there’s no additional charge and I don’t need to declare if I upgrade to acceleration boost at any time!!!
Madness. But if I want to change my reg plate it’s another £7
#logic
Madness. But if I want to change my reg plate it’s another £7
#logic
Jason71
Well-Known Member
you only need a protected NCB if you are planning to have an accident
Pagemakers
Active Member
Is there a list of UK insurers that provides cover when the leasing company is both the registered keeper and owner? I have a Model Y on business lease with ALD Automotive. It was a painful experience last year finding an insurer (I got Admiral at a reasonable-ish price) but I fear this year is going to be more painful.
My insurance is due for renewal in just under 4 weeks time. I'm waiting for Admiral to provide me the renewal quote. I have been to the usual comparison sites and shockingly the list of insurers is even less than last year. AA comes out cheapest but at more than double my current price (800 vs 2000). Nothing changed other than an extra year NCB.
My insurance is due for renewal in just under 4 weeks time. I'm waiting for Admiral to provide me the renewal quote. I have been to the usual comparison sites and shockingly the list of insurers is even less than last year. AA comes out cheapest but at more than double my current price (800 vs 2000). Nothing changed other than an extra year NCB.
Jason71
Well-Known Member
Maybe they think you have less skin in the game. But in reality it will be based on historic claim statistics. They may not know why just that it is. Computer says no.
MrBadger
Badger out
<controversial>
Just putting it out there, but how many people would be prepared to have their cars acceleration and top speed locked down if it gave them a significant discount on their vehicle insurance?
I am sure there are many people who didn’t buy their Tesla for its performance and would quite happily trade some of that potential for a significant cut in insurance premium.
</controversial>
Just putting it out there, but how many people would be prepared to have their cars acceleration and top speed locked down if it gave them a significant discount on their vehicle insurance?
I am sure there are many people who didn’t buy their Tesla for its performance and would quite happily trade some of that potential for a significant cut in insurance premium.
</controversial>
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