After extensive discussions with my spouse and hours spent pouring over spreadsheets to make sure we wouldn't become car poor with the most expensive vehicle we've ever purchased, we put in our reservation on Teslamotors last night. Awesome!! Now to check for financing options... I read on the teslamotors board that many people financed through Alliant Credit Union, even up to 100%. I joined, and put in my application. Got a call back today - they said that since I don't have a "history of high value auto loans", the maximum they will finance is $70k, although they will give me the best rate (1.49% for 72 months). I have perfect credit, no credit card debt, and a large mortgage. What gives? I've heard people have had luck with PenFed, but their website flatly states that the maximum loan is $70k. How are you all financing 85, 90, or 100% of the value? I want to finalize my reservation right away, but until I can figure out if I can actually finance this thing, I'm in limbo. Any suggestions?