I understand. I still bank with them and have been with them over 20 years but for insurance it was just getting out of control. I was paying over $1200 a year for homeowners and switched to nationwide at $600. Half the price for the same coverages. Auto insurance at the time was about $1200 for 6 months, switched to Geico for $400 for the same coverages. These two events were well over a decade ago. Just saying, shop around.We love USAA, got it through a grandparent many years ago. They are great with claims and the coverage is excellent depending on what you choose. Would definitely recommend if you can get it - also home insurance etc etc. Haven't checked the rates lately so it's definitely worth comparing though.