This article popped up on my phone: Tesla's affordable Model 3 is expensive to insure The average insurance cost for a Model 3 is $2814/year or $234.50/month?! I don't even pay that much for all four of our cars! My Model 3 is currently the cheapest car I own to insure... only $65/month for full coverage. Our other cars are a 2017 JCW MINI (most expensive), 2013 Toyota Land Cruiser (close second behind the MINI), and a 2007 Lotus Exige (I keep collectors insurance on this, so not really comparable). I'm 35, married, clean driving record. So... is the article misleading or do I just have it really good?