I was looking at my insurance documents today, and it includes this interesting line:
In my case, it appears that I'm insured in a Tesla that I own and insure, but this appears I would not be covered if I rented or borrowed a vehicle (including a Tesla loaner vehicle) with an "autonomous" system while using that system. This of course leaves some question to what my company would consider "autonomy." The fact that they call out AEB and TACC as examples that are included means that I think there could be some question about L2 systems like AP or City Streets Beta and if they are excluded. I'm sure using a mode called "Full Self Driving" will be an interesting discussion with an adjuster.
Anyone else have interesting autonomy language in their policies?
We don’t cover any vehicle, other than an auto shown on the declarations , while it’s being operated in autonomous or self-driving mode. This exclusion doesn’t apply to the brief operation of active safety systems such as automatic emergency braking or adaptive cruise control.
In my case, it appears that I'm insured in a Tesla that I own and insure, but this appears I would not be covered if I rented or borrowed a vehicle (including a Tesla loaner vehicle) with an "autonomous" system while using that system. This of course leaves some question to what my company would consider "autonomy." The fact that they call out AEB and TACC as examples that are included means that I think there could be some question about L2 systems like AP or City Streets Beta and if they are excluded. I'm sure using a mode called "Full Self Driving" will be an interesting discussion with an adjuster.
Anyone else have interesting autonomy language in their policies?