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MASTER THREAD: Tesla Insurance Services in California

Discussion in 'California' started by BobAbooey, Aug 28, 2019.

  1. tivoboy

    tivoboy Active Member

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    okay, that is significant.
     
  2. Imlkrsfn

    Imlkrsfn Member

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    This is not the best route for anyone that lets a friend or spouse drive their Tesla without being on the policy. Coverage drops dramatically to pennies. $5000 property damage maximum, what a joke. I was seriously considering signing up but I'm glad you posted that link and brought this up.
     
    • Like x 2
  3. ganzo

    ganzo New Member

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    I was misled before I had posted my original post about the cost from Liberty Mutual. I'm not sure why but I was under the impression that LM was underwriting the policies so I tried to get it through them. When I went directly to tesla.com/insurance and applied I found that the cost was significantly lower than Geico where I was currently insured. I switched as of Oct 1. I believe the savings are about $43/mo.


     
  4. GuyDude

    GuyDude Member

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    thx for the heads up... time to renew that AAA membership... :-/
     
  5. jboy210

    jboy210 Supporting Member

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    With AAA, I was in and out in 5 minutes on car transfer to one of my kids. If AAA did driver's licenses in California (like they do in other states) I would never again darken a DMV door.
     
  6. jkoya

    jkoya NA2 NSX

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    Well said !!! Even with an appointment, waiting at DMV to get the new California "Real ID" was a wait...
     
  7. dchobo

    dchobo Member

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    #407 dchobo, Oct 10, 2019
    Last edited: Oct 10, 2019
    sorry ... delete... found my answer.
     
  8. Ulmo

    Ulmo Active Member

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    Not only that, but it's required to be filed electronically by every insurance carrier. Tesla didn't know that? Existing billionaires are really too disconnected from reality. I'm not saying to take their money, but we can't allow them to write anti-competition laws and regulations; we need to eliminate all regulations and laws besides theft laws and start over (maybe even the theft laws and let the common law courts figure it out).
     
  9. Ulmo

    Ulmo Active Member

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    #409 Ulmo, Oct 11, 2019
    Last edited: Oct 11, 2019
    Depends where you go. My branch is often a 2 minute wait.

    Of course, I tried to do my Commercial Vehicle License the way I always did it before, which got it clogged up, so I had to speak to supervisors about that over the course of six months. But I never waited the 10 or so times I went for more than 15 minutes at most, usually closer to 2 to 5 minutes. If I could see any line, I wouldn't even park. I also had to call the hotline about 3 times because their computer got it stuck a bunch of times for no reason. That was usually just a speakerphone wait while doing something else and was actually not too terrible a wait either. Of course, I had to hit the computer voice response buttons corresponding to something other than just Real ID since I had detailed CMV issues, so that probably gave me better response times on the phones due to such specialists being in different department positions. Success:
    example.png
     
  10. jkoya

    jkoya NA2 NSX

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    Nice !! Can I ask where your local branch is ?
     
  11. Ulmo

    Ulmo Active Member

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    #411 Ulmo, Oct 11, 2019
    Last edited: Oct 11, 2019
    :cool: I don't want everyone rushing in there.

    You could always derive it from my location you see on the left of every message of mine. Also, I went back to that message and bolded, underlined, and italicized some important information necessary to use that method. Also, fair warning: the cops in that town are terrible, so don't get caught driving while driving.
     
  12. jkoya

    jkoya NA2 NSX

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    Don't worry, I won't drive almost 3 hrs to visit your local DMV.
     
    • Like x 1
  13. Lectric_Agent

    Lectric_Agent 2015 S85 AP1

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    #413 Lectric_Agent, Oct 26, 2019
    Last edited by a moderator: Oct 27, 2019
    [Moderator note: this post by @Lectric_Agent was merged into this thread]
    I got a notice from the DMV that i don’t have proof of insurance and my car registration will be suspended in a month. The notice allows you to rectify this online but i followed the instructions and it didn’t work.

    I called Tesla insurance and they told me that they are sorry but they haven’t figured out sending insurance info to the ca dmv (what??). I was told the only solution was to go into dmv and show proof of insurance. I told them that this was unacceptable but they said sorry, suck it.

    This must be happening to other Tesla insurance holders in ca. Any input would be appreciated.

    The form says you can mail in the proof of insurance but Tesla says no and that I have to waste my time at a DMV wtf??
     
    • Informative x 1
  14. mociaf9

    mociaf9 Active Member

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    I know there had been a thread on this topic already but I guess it got rolled into the Tesla Insurance Master Thread. See here: MASTER THREAD: Tesla Insurance Services in California

    Best recommendation to come out of it was that if you're a AAA member, you can do registration renewal it at any local AAA office so you don't have to go to the DMV. Other option if you feel it's unacceptable is to not accept it. Cancel your policy with Tesla and use a different insurer.
     
    • Helpful x 1
  15. ecarfan

    ecarfan Well-Known Member

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    There is an existing thread about this exact topic, it’s in the Tesla Inc forum at Have Tesla insurance, just got DMV letter "Intent to Suspend" for lack of insurance

    While currently Tesla Insurance is only available in California, so posts about it are perhaps best suited to the California forum, threads about Tesla Insurance also fit in the Tesla Inc forum since it is also a corporate issue.
    [Moderator note: this post by @Lectric_Agent was merged into this thread]
     
  16. mociaf9

    mociaf9 Active Member

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    UPDATE: Someone in the thread that ecarfan linked just above tried the AAA route and it looks like they may only be able to remedy the matter if your registration has already been suspended. Looks like either snail mail or e-mail of information to the appropriate DMV offices are still the best bets. See that thread for explanations of what people have tried that has worked or not.
     
  17. chumanji9

    chumanji9 Member

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    Location:
    San diego
    Was price quoting the Tesla Insurance vs my StateFarm. To my surprise for the same coverage it was within $20 for the entire year. Now I am wondering in actual use, who would be better. I imagine, Tesla is back by its entire Service Center vs Statefarm's body shops when it comes to repairs. But Statefarm is an old big name and customer service has been nice.

    Have any of you use your Tesla car insurance in an unfortunate even of a car accident. How was the process, was it smooth...how is the customer service...wait time...etc. Could you please share with us your experience.
     
  18. Az_Rael

    Az_Rael Supporting Member

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    Just saw this report on Reddit today:

    My Tesla Insurance Claims Experience : teslamotors
     
  19. Mr. Big

    Mr. Big Member

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    SoCal
    I currently have Progressive for my Porsche, but adding a Model 3 will more than double my 6/mo premium. Would there be an issue if I kept Progressive for the Porsche and insured the Model 3 separately with Tesla insurance?
     

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