Future proof? Ha! Now that made me really laugh out loud, as did the swapable chips part. That won't happen but even if it did, it won't get you FSD since it still lacks redundancy, and you will never see them rewire vehicles and add the hardware now on the Model 3/S/X. You only need to read what you agreed to when FSD was marketed to you, and was even bolded (because Tesla knew it was a huge caveat). In case you missed it, you agreed to this:
It was marketed "dependent on local regulatory approval" and I think we all know, including Tesla (as of mid-2017), that "regulatory approval" will require redundancy. That occurred mid-2017 according to Tesla's spokesperson:
Tesla tries to downplay this change adding redundancy, changing the name from 2.5 to 2.1 (sorry Tesla but a rose by any other name is still a rose) but whatever you call it, you can't downplay the importance of "redundancy" in relation to computer hardware and wiring. That's huge, especially to regulators which is obviously (at least in my view) why Tesla introduced it. As to upgrading AP2.0 to AP2.5 -- there's absolutely no way in my view that Tesla will add the hardware and wiring redundancy as a retrofit. We know from history Tesla does not do that even for more minor retrofits, since the service centers are already overwhelmed just dealing with the S/X -- and now with the Model 3 coming out in greater numbers forget about it. Tesla will simply say "we marketed it subject to regulatory approval and unfortunately the regulators will not approve AP2.0" then they will try to sell you on a new vehicle. It works much better for them to do it this way.