The disconnect is more important and appropriate for the commercial installations - where lock-out/tag-out rules should be applied.
In residential settings, this isn't too much of a concern. Whether HPWC circuit or a basic lighting circuit, it could be nasty if someone turned it back on, but it's unlikely to happen.
This is typically a topic that varies based on different inspectors. NEC 2014 (for those in the US) for EVSE (625.42) simply states "the disconnecting means shall be provided and installed in a readily accessible location". Unlike parts of the code that specifically demand "within sight of" or similar language, this seems to require only an accessible disconnect that can be locked per NEC 110.25 (the new consolidated lockable disconnect section). As a result, there are many inspectors who are fine considering the breaker in the panel as the "accessible disconnect" (provided that you add a locking mechanism). Yet others interpret the "readily accessible" to mean in the same room, or within sight of, the HPWC.
You have to check with your inspector to see what his interpretation would be.