Million dollar question…
This is my story in an average-ish 4 bed detached house in an average housing estate.
To me battery capacity is more important than the extra solar. There’s only so much you can do with it (the solar). In the summer it maxes out the batteries quickly. On the worst winter days I’m lucky to generate 2-3kW (like yesterday) so the house lives mostly off battery storage from overnight charging. Trick is to balance usage and charge, but consider economies of scale otherwise the up front cost far far outweighs any returns. Even on my lowly 4.4kW south facing solar I export way too much in the summer and spend far too long trying to find things to wash, clean or charge. I tend to leave cars a little low (70%) in the summer to trickle a few kW into but solar is not my primary source for the cars, just a fall back when I’ve washed and dried everything.
I look at it like this now in the winter. Full charge overnight on my usable 11kW, which drains in the day, costs me £1.10 on IO but saves me £3.50 peak rate usage in the day. At current rates that’s £100 per month (rounded figures)
I’m not one of those who thinks about ROI but there comes a point when I’d rather spend my money on something else.
Fortunately we’re all happy in this house for overnight machine usage. I can run 2 dishwashers, 2 tumble driers and 2 washing machines staggered overnight. I make sure the filters are emptied every time. Basic maintenance. But that’s my personal choice, not up for debate. Electric usage for our house (charging 2 cars as well) per month over the last 3-4 months averages at around 1100kW per month. In the summer there is usually no overnight appliance usage as I want to max out the daily solar production.
Octopus compare app for the last 30 days has me at £181 per month on IO or £452 on flexible. Speaks for itself and that’s not including the solar 250kW average per month over the winter saving me another £100 per month.
Savings look loads better with current high prices than they did 2 years ago when I got the system installed but even so I’m loving it.
As regards the 3.68kW ceiling it’s something we have to live with, unless you go down the route of trying to get a bigger system approved. All adds time to the process I believe? Personally I just get over it. Sunday roast is going to peak at 5-6kW but it’s not constant. Ovens, hobs, microwave, plate warmers etc all heat cyclically and not continuously so it’s up and down so it keeps dipping in and out of full (solar=free) battery usage.
It takes a little patience to find the style that works for you and whether or not you might want to expand on storage in the future; however, someone wise on here said a while back make sure you get max solar at the same time to reduce costs for more scaffolding etc if you think you may upgrade in the future? Wise words.
Also birdproof your panels. My big mistake… cost me another chunk for scaffolding a year later
Sorry for the rambling, hope this helps?