asianxtreme
Member
Congratulations! You saved $12/year
Haha. Again, it was the unsecured part. I'm probably going to end up paying off early anyways (like <1 year)
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Congratulations! You saved $12/year
I think you're missing the poster's point? The 0.1% or $12/year saving isn't the win. The win is wrt to having an unsecured loan.Congratulations! You saved $12/year
I think you're missing the poster's point? The 0.1% or $12/year saving isn't the win. The win is wrt to having an unsecured loan.
Well you're certainly not wrong about that. The advantage of an unsecured vs. secured loan really depends on each person's situation. I like several others here find that it's one less major shenanigan to deal between Tesla and the bank (e.g. Tesla, Where's my serialized MVPA? or Banker, When was my cashier's check sent to Tesla?, etc.)No ... I got that. I just don't see a huge advantage (imo).
Well you're certainly not wrong about that. The advantage of an unsecured vs. secured loan really depends on each person's situation. I like several others here find that it's one less major shenanigan to deal between Tesla and the bank (e.g. Tesla, Where's my serialized MVPA? or Banker, When was my cashier's check sent to Tesla?, etc.)
Ya simply walk in as a cash buy paid in full on delivery day. Easy as pie.
No ... I got that. I just don't see a huge advantage (imo).
It's so much simpler to complete the process, since you don't have to do any paperwork with Tesla to get the lender on the lien, or as loss payee for insurance. There was a ton of paperwork left to do to complete the loan with my CU, and basically nothing with Lightstream - just statement of income/assets and a credit pull.
For those of you in Massachusetts, I'll throw out there that Somerville Credit union (open to all), is 1.99% 60 months 0 Down.
Just picked up my check today.
You need to join the Somerville ma garden club for $25 which they reimburse you for.What are their membership requirements, can’t find it on their website
You need to join the Somerville ma garden club for $25 which they reimburse you for.
You do have to come apply in person.
Somerville's CU – Home
You absolutely can. There's no prohibition of it. It's a pretty low tech branch so you will have to come in to open the account and sign the paperwork for the loan. Outside of that you can live wherever you want.So you can’t apply if you live out of state?
I did my financing with Allegacy and they were an absolute delight to work with. After the great experience I was receiving, I didn’t want to beat with LightStream to save a few dollars. From my perspective, Allegacy is a solid choice.
Well you're certainly not wrong about that. The advantage of an unsecured vs. secured loan really depends on each person's situation. I like several others here find that it's one less major shenanigan to deal between Tesla and the bank (e.g. Tesla, Where's my serialized MVPA? or Banker, When was my cashier's check sent to Tesla?, etc.)
Ya simply walk in as a cash buy paid in full on delivery day. Easy as pie.