SabrToothSqrl
Active Member
So.. in... let's say 2025, when this car is worth... $18k on a good day... and sustains $18k in damage... we end up with a lot of good used parts?
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I was in a "not at fault" collision - my insurance went up. Insurance is such a scam.
I was in a "not at fault" collision - my insurance went up. Insurance is such a scam.
I also have damage to my rear 1/4 panel. The tesla recommended repair shop quoted me $4800 for the fix. They said that the panel can be repaired and repainted. It does not need to be replaced. The Geico estimate was only $1500 for the repair at a much cheaper labor rate of $40/hr vs $125/hr at the tesla recommended repair shop.
I am considering paying for it myself rather than claiming it thru Geico. I AM SCARED OF A LARGE PRICE HIKE (eg >$600/yr) TO MY AUTO INSURANCE. Currently I pay $2000/yr for 3 cars with very good coverage.
I'd like to get opinions if I should pay out of pocket for it or let Geico handle it ?
Pay out of pocket. If you let Geico handle it it will show up as a claim when you try to switch companies. No matter if it's your fault or not if an insurance company has a hefty pay out it's counted against you.
I also have damage to my rear 1/4 panel. The tesla recommended repair shop quoted me $4800 for the fix. They said that the panel can be repaired and repainted. It does not need to be replaced. The Geico estimate was only $1500 for the repair at a much cheaper labor rate of $40/hr vs $125/hr at the tesla recommended repair shop.
I am considering paying for it myself rather than claiming it thru Geico. I AM SCARED OF A LARGE PRICE HIKE (eg >$600/yr) TO MY AUTO INSURANCE. Currently I pay $2000/yr for 3 cars with very good coverage.
I'd like to get opinions if I should pay out of pocket for it or let Geico handle it ?
So what I'm hearing here is that this one should only cost me like $4-5 hun, right?
I have found the vast majority of shops are this way now. In fact, I have been completely unable to find any body shop in my area that does any metal work any more. There are now 2 classes of body shop around here, PDR (paintless dent repair) that can deal with very minor blemishes that don't need re-painting (they usually specialize in hail damage) and "body shops" that do nothing other than replace panels. All of the damage I have seen on this thread requires the later, and I doubt I'd ever find any shop around here that would do any of it without costing insane money.The problem is that some body shops really aren't body shops anymore -- they're "replace the panel and repaint" shops.
Plastic body panels ala the Fiero and Saturn.
People always say plastic will be much more expensive because it can't be repaired and has to be replaced instead. But as long as that's what body shops are actually doing anyway, it's the way to go.Honestly, this is the correct move for weight reduction. Except to the extent that body panels have a crash-safety element, they might as well be plastic. Replacing plastic parts can be pretty damn expensive too, but not this expensive.
So what I'm hearing here is that this one should only cost me like $4-5 hun, right?
That'll buff out!
Some body shops will and can repair some dents, deforms, and deep scratches without buying a new chunk of sheet metal, as long as they know how to work with it. The problem is that some body shops really aren't body shops anymore -- they're "replace the panel and repaint" shops.
If the aluminum is physically torn, though, sorry Charlie - out of luck. It *can* be rewelded but the labor to remove, straighten everything out, weld the aluminum, shape it, reinstall, and repaint is almost always more expensive than new sheet metal.
So what I'm hearing here is that this one should only cost me like $4-5 hun, right?
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