I'm at the point in life (41) where I'd like to avoid additional debt. More of a philosophical approach rather than a practical one since Tesla loan payments could be made with relative comfort. I'm about 1-2 years away from finishing the mortgage, and accumulating enough cash for a Tesla S (60 or 75D). I'm curious as to the breakdown of the forum as far as payment - Cash or loan? With a cars at this cost level being an obvious luxury, are there some who are happy getting the car sooner with a loan? Are there some who are happier with delayed gratification and paying cash? For the purposes of the poll, I'd consider a "strategic loan" (ie could have paid cash, but didn't want to cash out an investment vehicle for whatever reason), a cash payment.