I have no idea. You would have to ask Tesla regarding that. It may count against you since they already assigned you a VIN.
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Deliveries of $80k X?
- Thread starter Smitty79
- Start date
I have no idea. You would have to ask Tesla regarding that. It may count against you since they already assigned you a VIN.
Too bad I didn't see this when i applied to USSFCU 3 weeks ago. I got their best rates @ 5.74. Now not sure if it's worth another hard hit to save 1%. Would have been all over it for 3.99%
They gave me the 3.99% rate automatically after applying for the loan. I've never called or spoken to anyone from fedchoice besides through the messenger.
Yeah, I've seen that too from prior posts, but unless it was presented to me on a document to sign, I would still be wary, especially with recent changes to FedChoice rates and new member discount.
I'm just saying, I wouldn't be surprised if they all of a sudden change their terms upon finalizing the loan. Get that loan signed ASAP once you get the VIN. Don't wait. My interest over 72 months is already over $10k for the base MXLR. You do NOT want that number higher. At 4.74%, it would be more than $2k more expensive.
Also, GAP insurance through them is $449, in case people are wondering. Not all insurance companies offer GAP insurance, in case I do want to switch over to another one. GAP insurance from insurance companies are usually cheaper, but I want that option of switching companies if I can get a cheaper rate.
I jumped the gun and went with Tesla's finance option. What a joke lol. They funneled it through Santander at 6.45%. I went ahead and paid the full balance off prior to the first payment. 3.99 would have been awesome!
Hbcubs
Member
This is the reason I applied for the loan last week even though I’ve yet to be assigned a VIN. Wanted to lock in the 3.99% in case rates changed. EDD is 11/13-12/4 so within Fedchoice’s 60 day offer window.
Oh man; that's disheartening! Sorry you keep getting pushed out.
If anything, just get the Tesla portable charger, or a portable charger from Costco and charge from the regular 120V port. It's only 3 miles/hr, but at least you'll get some more miles overnight prior to actual charger install. You would probably need one of those portable ones anyways to store in the Tesla in case you visit a friend/relative who doesn't have a charger.
NJturtlePower
Living the Dream, Driving the Future!
Same here... they automatically applied it and when the loan was approved they listed the rate at 3.99% for the term of 72-months which I had selected.
You snooze you lose sometimes...same with Tesla Loyalty and offers... when the taking is good jump on it!
Same. Locked in 72 months 3.99 on 10/31 for 60 days. Hopefully everything goes according to plan.
Anyone know for sure if it’s an actual rate lock for that 60 day period? I was planning on finalizing the loan closer to delivery (about 2 weeks from today) to avoid the interest accrual. Hoping that decision doesn’t end up being penny wise / pound foolish
Longtime lurker but first time poster.
OD: 9/19
Config: Ultra red tax edition
Most recent EDD: 11/24-12/29
VIN: TODAY! 11/13 with delivery tomorrow.
I was a little surprised to get a VIN today when I'm still a couple of weeks out from my earliest estimated delivery date. It looks like is either arriving today or is already at the delivery center. It's a 2023 (was hoping for a '24 but I'm not going to turn a '23 down) and it says 15 miles on the odometer. Hopefully it wasn't someone else's reject (!) but I'm looking forward to having a second car again. I'll miss my Rivian, but I won't regret putting kids in car seats in the X instead!
OD: 9/19
Config: Ultra red tax edition
Most recent EDD: 11/24-12/29
VIN: TODAY! 11/13 with delivery tomorrow.
I was a little surprised to get a VIN today when I'm still a couple of weeks out from my earliest estimated delivery date. It looks like is either arriving today or is already at the delivery center. It's a 2023 (was hoping for a '24 but I'm not going to turn a '23 down) and it says 15 miles on the odometer. Hopefully it wasn't someone else's reject (!) but I'm looking forward to having a second car again. I'll miss my Rivian, but I won't regret putting kids in car seats in the X instead!
I called them last week bc they had a demo in Cincy with the same spec. It was sold within 4-5 mins it took me to call in. He said he was able to look in the system and it stated 12/10 arrival to the Cincy store for my order.
I wish I had locked in earlier, applied Friday, approved for 4.74% today, but still better than most other places.
R1T. When I ordered it, I had visions of adventures but then I had another kid and I work from home, so it ended up just sitting in my garage. I found myself riding shotgun in my wife's van, so I needed something that would allow me to drive again. Although it wasn't perfect, I loved most aspects of the Rivian and I would definitely buy one again.
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