Okay my updates fell off the rails due to a million escalations at work.
Wanted to give one of my final updates here so folks are aware of my experience.
Fed Choice Approved my loan for 3.99%, this was probably because I applied before the increase. I didn't get approved before the increase, so I got a bit worried and questioned if I'd get the lower rate. They honored it, so no more questions asked.
Couple notes here on Fed Choice,
- Someone mentioned to not use a credit card to fund your FedChoice account because it will show as cash advanced and recommended to use a debit card instead. I personally didn't see this charge come through as a cash advanced, not sure if others saw the same.
- I purchased an income property recently, so had to use my wife's income as a secondary. Don't think it mattered on the salary ( I make 3X her salary), probably more for an insurance in case I lose my job or something.
Delivery date scheduled for 12/6 in Peabody MA. No issues during pickup other than my assumption of wiring funds takes seconds to transact.
- 12/1 I got the final amount late in the afternoon. I immediately asked Fed Choice to update the loan amount to match whats needed after the trade in.
- 12/6 AM - FedChoice updated the numbers and I signed the agreements.
- 12/6 - 12:30 PM I showed up at the service center for pickup and found out the funds were just wired and may take up to 4 hours to post.
- Lessons learned here for next time. Just keep calling FedChoice to settle on the loan amount early to not interfere with pick up.
While all the above was happening, checked out the Model X with no major issues that I could find. I can say one part that looks off is the way they formed the rear quarter panels above the tail light. Its basically a sharp corner, so its folded in and the paint seems to be lighter there. Probably a product of using robots to paint your vehicles. Not enough for me to reject a vehicle since I'm getting it PPFd and will probably not need to worry. Overall experience was awesome despite the delay on the wired funds, which was my fault for waiting till the end. It was almost a seamless pick up.
I also never had an issue with this service center, even thought the google reviews says otherwise. My SA, Ian, has seen me pick up all of my Teslas that I've owned so far. He always provides great service so definitely appreciate him making the experience better every time. We also received some gifts upon pickup which made it feel much more exclusive than when I picked up my Model 3 and Model Y in the past. We got tumbler and some Tesla logo stickers.
After the pickup we dropped off the X at a local PPF shop for whole vehicle PPF, ceramic coating, and tints. I'll pick it up next Thursday and share some pics of it then, but for now I'll post a couple of photos of what it looked like during pick up.
