nelyhs
Member
Glad it was helpful - I learned about it from a reddit post myself I basically wrote in the email the offer I have received from the app, and that "the rate is higher than I am comfortable with, and I am wondering if you can kindly shop my loan for a better rate". Received a response within 15 minutes saying he would be happy to look around for me... another 15 minutes passed and I received "[another bank] was able to approve your application at 2.74%, the floor rate in our loan program." My app updated the offer immediately, and I accepted. It may not be a matter of whether they can 'beat' the rate, rather than whether they will show you the lowest rate as the first offer. I read from somewhere Tesla may prioritize financing offers that provide them with the highest kick back (instead of lowest %) - but it could just be a theory. Give the email address a try!I am glad you posted about this, when I asked to the SA in Houston I was told that this email address was a myth I kind of felt stupid about it, the guy, not without some arrogance, said that Tesla already offers great rates, why would they have a "magic email address to lower the rates even more"......
I am going to figure out my best finance option as my delivery date gets closer, but I will definitely try to do this.
Did you basically said " This is what I am offered so far, can you beat it?" , thanks!