Rooster6655
Active Member
That only applies to the excess part so they will only reimbursement unto £1000 once
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Insurance UK
- Thread starter hagrid_LDN
- Start date
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- Ireland United Kingdom
That only applies to the excess part so they will only reimbursement unto £1000 once
In the last month my insurance quotes have gone up by about £100 which is frustrating! Best value for me now is LV @ £560 this is for the SR+. This includes;
34 Years old
Upto 15k miles (SDPC)
12 Years No Claims (protected)
£300 voluntary excess (£500 compulsory)
All the quotes I've done are online, is it worth phoning around as well?
34 Years old
Upto 15k miles (SDPC)
12 Years No Claims (protected)
£300 voluntary excess (£500 compulsory)
All the quotes I've done are online, is it worth phoning around as well?
interbear
Active Member
As Tesla appear confident my Model 3 will arrive on or before 9th October (I know, disclaimers apply) I took a look at insurance this morning to try and lock in a quote ready for delivery day. Go Compare suggested LV as the best price, £385. Happy with that. And, as LV are my current insurer I called them. Result was that a quote to amend my current policy when the Tesla arrives will cost me £28 for the remainder of the policy which is an annual equivalent price of, yep, £385. I love it when a plan comes together 
All I need to do now is phone them with the registration number and delivery date and the policy will be switched over.
Couple of interesting snippets.
- Excess is high, £500 compulsory plus £250 optional. I’d better be careful!
- I was asked “does it have a tracker?” I was unsure, mentioned that it had an app that allowed me to view the car’s location but that I wasn’t sure if this qualified as a tracker. She went to check and said that yes, LV do consider that Tesla’s have trackers.
- I was asked “does it have a dashcam?” I said yes to this as I believe it does if I connect a suitable flash drive to record. I assume this is correct, if anyone thinks differently please advise.
- LV insurance for EVs also has, as standard, a specific service to provide recovery to the closest charging station in the event that you run out of charge. No impact on excess or no claims. That’s pretty good I think.
All I need to do now is phone them with the registration number and delivery date and the policy will be switched over. Couple of interesting snippets.
- Excess is high, £500 compulsory plus £250 optional. I’d better be careful!
- I was asked “does it have a tracker?” I was unsure, mentioned that it had an app that allowed me to view the car’s location but that I wasn’t sure if this qualified as a tracker. She went to check and said that yes, LV do consider that Tesla’s have trackers.
- I was asked “does it have a dashcam?” I said yes to this as I believe it does if I connect a suitable flash drive to record. I assume this is correct, if anyone thinks differently please advise.
- LV insurance for EVs also has, as standard, a specific service to provide recovery to the closest charging station in the event that you run out of charge. No impact on excess or no claims. That’s pretty good I think.
I’m with LV too, and my deal up to renewal at the end of October was about the same - £28 plus the £15 admin fee.As Tesla appear confident my Model 3 will arrive on or before 9th October (I know, disclaimers apply) I took a look at insurance this morning to try and lock in a quote ready for delivery day. Go Compare suggested LV as the best price, £385. Happy with that. And, as LV are my current insurer I called them. Result was that a quote to amend my current policy when the Tesla arrives will cost me £28 for the remainder of the policy which is an annual equivalent price of, yep, £385. I love it when a plan comes together
Couple of interesting snippets.
- Excess is high, £500 compulsory plus £250 optional. I’d better be careful!
- I was asked “does it have a tracker?” I was unsure, mentioned that it had an app that allowed me to view the car’s location but that I wasn’t sure if this qualified as a tracker. She went to check and said that yes, LV do consider that Tesla’s have trackers.
- I was asked “does it have a dashcam?” I said yes to this as I believe it does if I connect a suitable flash drive to record. I assume this is correct, if anyone thinks differently please advise.
- LV insurance for EVs also has, as standard, a specific service to provide recovery to the closest charging station in the event that you run out of charge. No impact on excess or no claims. That’s pretty good I think.
I had the same conversations about tracker and dashcam, and got the same responses as you, that both apply.
As for the excess, yes, it’s the highest I’ve ever had. Unfortunately it often doesn’t matter how careful you are, it’s all the other mad-heads on the road... so at renewal I’m going to take out the £1000 excess cover for £40
LV was also cheapest for me at least quoted so far, compulsory same for me as well. I answered yes to both tracker and dashcam as it does! I also liked the EV specific features as well as the battery cover and cover for cables, chargers, adapters, etc.
Many years ago I had to claim with LV on their uninsured driver cover as I was hit by an uninsured driver and they were excellent
Many years ago I had to claim with LV on their uninsured driver cover as I was hit by an uninsured driver and they were excellent
£500 annual premium with LV. Happy with that as I was worried with my ongoing claim from last week with my current insurers it was going to be much higher.
Looks ok as they offer some good extra's.
Just phoning to check they are ok with my current ongoing claim on my golf gti getting fixed. I did input it into the quote but want to check directly with them. Estimated £3k damage!!! Unreal....Small bump in a garage but cars just crumple these days so bumper/ wing/ headlight/ headlight washer need replaced plus some paint work etc.....
I bet if it was no insurance they would be quoting half of that for sure.....
Now just need EST money to come through and reg number as LV say they can't insure without reg number (won't accept vin number)
Picking up a week today
Looks ok as they offer some good extra's.
Just phoning to check they are ok with my current ongoing claim on my golf gti getting fixed. I did input it into the quote but want to check directly with them. Estimated £3k damage!!! Unreal....Small bump in a garage but cars just crumple these days so bumper/ wing/ headlight/ headlight washer need replaced plus some paint work etc.....
I bet if it was no insurance they would be quoting half of that for sure.....
Now just need EST money to come through and reg number as LV say they can't insure without reg number (won't accept vin number)
Picking up a week today
Rooster6655
Active Member
As Tesla appear confident my Model 3 will arrive on or before 9th October (I know, disclaimers apply) I took a look at insurance this morning to try and lock in a quote ready for delivery day. Go Compare suggested LV as the best price, £385. Happy with that. And, as LV are my current insurer I called them. Result was that a quote to amend my current policy when the Tesla arrives will cost me £28 for the remainder of the policy which is an annual equivalent price of, yep, £385. I love it when a plan comes together
Couple of interesting snippets.
- Excess is high, £500 compulsory plus £250 optional. I’d better be careful!
- I was asked “does it have a tracker?” I was unsure, mentioned that it had an app that allowed me to view the car’s location but that I wasn’t sure if this qualified as a tracker. She went to check and said that yes, LV do consider that Tesla’s have trackers.
- I was asked “does it have a dashcam?” I said yes to this as I believe it does if I connect a suitable flash drive to record. I assume this is correct, if anyone thinks differently please advise.
- LV insurance for EVs also has, as standard, a specific service to provide recovery to the closest charging station in the event that you run out of charge. No impact on excess or no claims. That’s pretty good I think.
go compare have just quoted me with Churchill 2,097.76 when Churchill was quoting me 1650 at one point... errr no I wont go through them lol
Rooster6655
Active Member
If you have the time, give it a go, but that looks par for the course to me, or pretty near it. Certainly LV= got my business after a fair bit of research. My quote is considerably less, but I am 60 and live in one of the UK's lowest insurance cities, same mileage and NCB as you.
LV -beware
Just be careful with LV. I had a quote on 6th September for £302 incl legal and protected NCB. Because I hadn't got the car I gave a start date of 30th.
Just called in with my vehicle reg and asked cover to start tomorrow. Because the start date has changed from 30th to 27th then cover is now £420!!! Go figure. Unfortunately will still have my existing lease car until 30th so can't even swap cover over to bridge the 3d gap.
Not impressed
Just be careful with LV. I had a quote on 6th September for £302 incl legal and protected NCB. Because I hadn't got the car I gave a start date of 30th.
Just called in with my vehicle reg and asked cover to start tomorrow. Because the start date has changed from 30th to 27th then cover is now £420!!! Go figure. Unfortunately will still have my existing lease car until 30th so can't even swap cover over to bridge the 3d gap.
Not impressed
I agree it’s not good, but I’m afraid it’s pretty normal behaviour for all insurance companies.LV -beware
Just be careful with LV. I had a quote on 6th September for £302 incl legal and protected NCB. Because I hadn't got the car I gave a start date of 30th.
Just called in with my vehicle reg and asked cover to start tomorrow. Because the start date has changed from 30th to 27th then cover is now £420!!! Go figure. Unfortunately will still have my existing lease car until 30th so can't even swap cover over to bridge the 3d gap.
Not impressed
The sooner you need the cover, the more the price goes up.
The “sweet spot” with the lowest prices is 21 days before you need the cover, so bear this in mind when it comes to renewal.
Could be that you will have 2 cars insured for a couple of days. You can only use your no claims bonus on one car, so the temperary insurance could be the reason.LV -beware
Just be careful with LV. I had a quote on 6th September for £302 incl legal and protected NCB. Because I hadn't got the car I gave a start date of 30th.
Just called in with my vehicle reg and asked cover to start tomorrow. Because the start date has changed from 30th to 27th then cover is now £420!!! Go figure. Unfortunately will still have my existing lease car until 30th so can't even swap cover over to bridge the 3d gap.
Not impressed
I had a quote online from LV of £409 which went up to £493 2 days before collection. I am an existing customer so rang them up to switch from old car renewal in November. They quoted £30 for remaining 2 months. I asked what it would be on renewal - £629!. So I cancelled and accepted online quote at £493.
