Well, I only got told last Thursday night that I would be getting the car this Friday and was given a number plate - I don't think I could have turned a quote into a policy without a number plate. Plus I'd asked earlier in the week if I should be taking the day off work and arranging a lift and was told it was not definite yet. (I did actually think it was going to be January when I got the car). So it's not like I waited until a few days before, I acted as soon as I knew.
I did put the quote back through a couple of comparison sites straight away last Friday - the LV quote of £884 came out top on both. As an experiment I did rerun the quote last Friday with start date as 31 days ahead which is the longest I could do and it only came down by £50.
I rang LV yesterday and the girl I spoke to wasn't that helpful. She said they couldn't do anything to lower the price and couldn't explain the increase. So after the phone call I ran the quote again through a couple of comparison websites using a different email and it came down to £828 - again with LV - so that saved £55, but I'm a bit miffed the girl I was speaking to didn't rerun it for me when I asked if she could do anything. (Someone did tell me that quotes on a Friday are the most expensive and quotes on a Tuesday are cheapest. It has made a difference but I'm surprised this is the case).
As
JCremonini mentioned, insurance quotes a based on algorithms. Back in August Model 3s had only been on the roads of the UK for a few days - there is now 3 or 4 months of data in the system so I'm wondering if this means lots of Model 3s are getting in accidents or being stolen or damaged?? There must be claims being made which are altering the risk profile of the car.