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Insurance UK
- Thread starter hagrid_LDN
- Start date
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- Ireland United Kingdom
I like the quote I got from Novo - it was £170 cheaper than DL.
Crucially, Novo will use Tesla approved repairers only and the replacement loan car is a Tesla.
Also includes 90 days EU cover which is an extra with DL.
Crucially, Novo will use Tesla approved repairers only and the replacement loan car is a Tesla.
Also includes 90 days EU cover which is an extra with DL.
MrBadger
Badger out
Direct line give discount on other car's and home. https://www.directline.com/car-insurance/discounts
I don't think its like some multi car discounts - DL policies remain separate distinct policies and not all in one.
DL need a call at renewal to negotiate the new price, otherwise, like others they will just revise it as they see fit. Well worth doing
I don't think its like some multi car discounts - DL policies remain separate distinct policies and not all in one.
DL need a call at renewal to negotiate the new price, otherwise, like others they will just revise it as they see fit. Well worth doing
How do you get over the conundrum of having to insure the Model 3 to enable you to pick it up at delivery but having no prior knowledge of the registration number that is required to insure it to enable you drive it off the Tesla showroom forecourt, if you follow my drift?
As far as I'm aware Direct line group and Novo are the only companies currently providing proper quotes. Admiral group seem to put the quote through as a Model S 60 in which case if this is on your insurance documents this would be invalid. Any others and price comparison seem to only quote for a LHD car.
Rooster6655
Active Member
Yes seems to be the case right now, a bit of a sham if you ask me as I was told that insurers would start quoting by June and for some insurance price is very important for the cost viability of the car
To be honest I think the direct line group appear to have been offering some pretty reasonable prices for a car with the insurance group of 50, when others start quoting I wouldn't be surprised if they are one of the most competitive still.
Rooster6655
Active Member
This certainly isn't the case for everyone as they are double the price of my current car compared to my insurance and their Tesla quotes for me have been £500+ more expensive than NOVO. They do however seem to be good for some just not me :/
I have contacted Novo on the strength of your post, thanks for that. I will post how their quote compares, but I was impressed with the website. Note that this is not an online application, it's old style emails.
Has anyone else renewed with Direct Line recently? I bought my first Tesla, a used Model S 90D, last August and insured with Direct Line for just under £500, which I was happy with. Just received my renewal notice from them, and it's gone up by 40% to nearly £700, with no change in details or cover. I called to challenge them and they dropped to £609, but it's still over 20%. No explanation apart from the usual 'factors affecting premiums can change' waffle. In my pre-Tesla years (mostly BMWs, various insurers), the renewal quote was usually up by 5-10%, and I would call and barter them back down, sometimes even getting an overall reduction.
Never seen a year-on-year increase like this, so wondering whether there's an issue with Teslas, with EVs generally, or what?
Never seen a year-on-year increase like this, so wondering whether there's an issue with Teslas, with EVs generally, or what?
Yep, I believe the SR+ is to. With something with a 0-60 of 3.2 seconds, its going to be group 50, plus the high cost and limited bodyshops in an accident.
The biggest issue with the M3 is that there is only two companies quoting and one of them does so behind closed doors so nothing to compare it to. Once a couple of the big insurers catch up then I think premiums will go down a bit.
Rooster6655
Active Member
Heard upto 2k with Novo but you can purchase excess protection for about £70
Novo is usually good for anyone whose Direct Line Group quotes are in excess of £1k
