Yeah, Progressive is (was) painful for me too.
wow. it may worth to call and ask, they may made typo, by putting "1" after "3".
No typo, I spoke with a Progressive agent over the phone to try to get the rates down and even if he basically gutted my plan and gave me all state minimums it didn't save much. I just got done on the phone switching to Farm Bureau. They were able to INCREASE my coverage, lower my deductible, add rental coverage, and do it at HALF the cost of Progressive. Plus the rate is the same whether I pay monthly or lump sum. With Progressive if I didnt pay lump sum it made the premiums go up ANOTHER 120 bucks a month. So if you are in the state of Florida Id suggest giving them a call 904-259-6332 and ask for Justin Webb.
Yup, caught me. That was my whole ploy. Not trying to help in Florida save some money!I have a really hard time believing that Progressive charges $120 a month as an installment FEE on top of your actual payment.
That just doesn't jive with any sort of real life economics. How would Progressive actually have any customers if this were true?
Ahh... now I see. This whole thread has been a marketing ploy for insurance salesmen. That makes a lot more sense. I was wracking my brain trying to understand how it could be possible that some people are paying $6k a year for auto insurance.
Our insurance for 2 vehicles (Model 3 and family van) and 2 drivers is like $1300 annually. But thanks anyways @FireFighterHil A.K.A. "Justin Webb".
Now GFYSI have a really hard time believing that Progressive charges $120 a month as an installment FEE on top of your actual payment.
That just doesn't jive with any sort of real life economics. How would Progressive actually have any customers if this were true?
Ahh... now I see. This whole thread has been a marketing ploy for insurance salesmen. That makes a lot more sense. I was wracking my brain trying to understand how it could be possible that some people are paying $6k a year for auto insurance.
Our insurance for 2 vehicles (Model 3 and family van) and 2 drivers is like $1300 annually. But thanks anyways @FireFighterHil A.K.A. "Justin Webb".
I've read news articles recently about home insurers withdrawing from FL and CA due to natural disasters... perhaps they're trying to correct their bottom lines via auto insurance. Those numbers are just astronomical. It's like doubling the price of the car.
I also live in Rochester (a safe suburb of). My insurance is presently $529 per month. This is also with a new-this-year insurance company after I shopped around. Zero claims on our insurance, but we have a 2022 truck, 2022 rav4, and a 2023 model 3. What is absolutely obliterating us is two teen drivers, who have tripled our rate. As recently as ~three years ago we had a seven year old minivan and brand new volvo, and wife and I were paying around $120/month.Our insurance for 2 vehicles (Model 3 and family van) and 2 drivers is like $1300 annually. But thanks anyways @FireFighterHil A.K.A. "Justin Webb".
If there was a claim filed, it most likely will - as the insurance company will want to recoup the payout over time. Insurance payouts amount to nothing more than an expensive loan, really...
My agent claims that a deer strike may not as they are not a driver’s fault, although we’ll see. Possibly she could have been more aware in the area, but sometimes they are just very hard to avoid.
From many conversations with multiple different insurance agents over the years, they don’t care who’s at fault. All they care about is did they pay out. My mother was hit twice in one year by uninsured motorists while sitting at a stop light. The second accident they totaled her car. Her insurance dropped her.
It’s all about the bottom line. They paid out to you for the repair and need to replenish the coffers somehow. Post back here after the renewal and let us know what actually happened!
