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Tesla offering insurance next month
- Thread starter zhu-
- Start date
SammichLover
Banned
Yeah, that's part of it. It'd need to be somewhere near 1/2 price of what I'm paying now on the Tesla to consider it, given the downsides I'm thinking of. I get comparable rate now for the Model 3 to the less expensive 2nd car (also a BEV).
The "we're watching" puts me on edge and I'm unsure about how they'd handle accounting for my private property activities whose raw telemetry data probable would freak the ever-loving snot out of their safety assessment algorithm. Then there is the issue of dealing with a newly put together bureaucracy and their likely tendency towards handling repairs in a Company Store manner.
who is going to provide customer service and claims service? If Tesla, they’d have to up their game.
Super_Popular
Well-Known Member
Lostb0y
Member
I personally can’t wait to see what they offer. I do have a truck I use so I hope they will do it all.
It will be difficult for Tesla to match the rates I get but I would consider a small premium increase to support the cause. 51 years of driving with a perfect record not even a ticket.
It is interesting though when using EAP and NoA since I actually pay more attention then when I drive entirely on my own.
It is interesting though when using EAP and NoA since I actually pay more attention then when I drive entirely on my own.
Knightshade
Well-Known Member
This.
I love the car, but customer service and communication is generally horrifically bad- not what I'm looking for in an insurance company.
Then again, "next month" might turn into next year in Elon time.
Remember, advance summon was "coming in 6 weeks" last November 1st.
Tesla is barely hanging on in the auto business.
Now they want to dip their toes into insurance? Mmmmkay.
I can’t get a service appointment for over a month. What’s going to happen when I need to file a claim?
Now they want to dip their toes into insurance? Mmmmkay.
I can’t get a service appointment for over a month. What’s going to happen when I need to file a claim?
SammichLover
Banned
Kelmn07
Member
Exactly. Post after post aafter post about how terrible their service is, how unresponsive their support is, and people want to jump at going through them for insurance?! Yikes.
Well, they have your data regardless of whether you buy insurance from them or not
Eno Deb
Active Member
Yes, but they cannot give it to my insurance company which could then use it against me (at least I hope).
Looks unlikely.
Which is a BIG miss - my multi-car discount makes insuring the 3rd car almost free.
In other words, if I pull the Tesla out of the pack and let Elon insure it, it would need to be priced pretty close to $0 to be worth the bother for me. Which it wont be.
No way they would scale up for this properly - it will have be outsourced to a "partnership" with some other insurance company.
The key question is which one?
Some of the cheaper insurance companies have truly terrible customer service. Come to think of it, Tesla itself is not that great either.
Not just big brother - usage-based insurance algo's + insurance policies can be remarkably stupid.
I dipped my toes into it a year ago, with a plug-in gizmo, whoring off my privacy for a promised "upto 25%" discount.
Got ~12% lower rates for the first two months, then took the car to a DE, and they tried to jack up my rates +58% the following month due to "repetitive rapid acceleration and deceleration events". Duah!
It got better and funnier.
I told them about the Driver Education event, and they countered by offering "safe driver" discount for participating in a DE. But only on top of +58% surcharge.
Cute.
I opted out of the usage-based insurance experiment, unplugged the stupid gizmo, and they instantly reset my rates back to where I started.
Thus the attempted +58% surcharge never materialized.
Neither did the promised magnitude of the discounts.
YMMV,
a
Lostb0y
Member
I am excited for the insurance option. But I’m in the same boat. 2.5-4 weeks for a service appointment. It’s frustrating.
Leafdriver333
Somewhat Active Member
My insurance went up $200 per 6 months with my current company, Ameriprise (Costco sells them).
Electricity savings over my previous car, Leaf is $1.69/month.
Therefore, my insurance went up by only $190 / 6 months.
Electricity savings over my previous car, Leaf is $1.69/month.
Therefore, my insurance went up by only $190 / 6 months.
Fernand
Active Member
BROKEN REAR triangular windows claims. As in moron grade B&E.
They'll fix it by making the alarm more sensitive and smarter, like by playing Clint Eastwood saying "Are you feeling lucky, punk, make my day" when said moron is seen slouching around that window, and then these claims will all but vanish, making the insurance more profitable for Tesla. Interesting that I have $100 comprehensive deductible, but for some reason GEICO throws in a lower $50 deductible on Tesla glass. Specifically the glass.
astrowunder
Member
There is absolutely no possible way I would consider this until they get their customer service act figured out. Can you imagine trying to file a claim with their customer service department? Wait an hour only to be told you're denied by someone who doesn't have any idea what they're doing? Nope nope nope.
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