Above does not encompass all AWD EVs, only Tesla AWD EVs and Teslas in General. Dont get me wrong, I am an avid Tesla owner but have learned the facts the hard way, researched them. Tesla due to the horrid lack of after-sales and support infrastructure in place not planning for the volumous sales and entry of the 100s of thousands of new Tesla entry this market yet supported by the same limited after-sales and support infrastructure of its infancy days makes it much more expensive for Insurers to repair Tesla vehicles and they are hindered by the fact that (1) Tesla has monopolised Body repairs to their own workshops hence further increasing cost of Tesla repairs; (2) For none-body repairs Tesla will refuse to sell 90% of the parts of all Tesla vehicle to us the owners, let alone service workshops unless they apply and become Authorised Tesla Service Providers by taking mandatory and lengthy training regiment which is very costly plus each applicant by mandate must purchase a minimum of a large amount of Tesla equipment as part of the Authorisation process. Hence you see that unlike other brand names from BMW, MB, Porsche to Lamborghini, Bentleys and RR which all have a very extensive after-sales and support infrastructure hence much lower repair costs, Tesla repairs are very costly hence 98% of insurers shy away from insuring Tesla's some by quoting existing customers with extremely high premiums which they know the customer well reject