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Get a cheap, used Vauxhall Corsa and build up your no claims bonus before thinking about getting an expensive (and fast) new car
A driver with a licence less than a year old and with a claim already? You’re going to get absolutely stuffed trying to insure something like a Tesla. As others have mentioned, you’re far better off getting a cheap run around, build up your experience and no-claims history.
Originally the quotes came out at 3-3500. Then all of a sudden started shooting up to 6-12k which doesn't make sense.
I think insurance companies have been playing this game for decades. I remember when I bought my first big motorbike I did some quotes early on to make sure they were affordable, then when I went to actually get insurance once I’d bought the bike costs had approximately doubled. Insurance companies are not your friend.
You’re probably going to be screwed no matter what you do, just because of the lack of experience and the claim.
Jesus wept. I can’t understand why anyone would pay that kind of money just to drive a Model Y? They are nice cars but surely there are cheaper options?
My 1.4 cupra is £1800 per year, but yeah ain’t pretty. But all relative and for what someone wants to pay.
