Reviving a dormant thread.
Last Saturday morning, my 87-year-old dad rammed my mum's X100D into a wall in the garage, causing part of the house to sustain considerable damage to one of its load bearing walls. It's hardly necessary to add that my mum's car was pretty severely damaged too. While pulling my mum's car into the garage, my dad had stepped on the accelerator by mistake, causing the car to lunge forward and crash into the house.
A superficial walkaround inspection by our USAA appraiser brought in an estimate of $19,000 in repair cost. However, the body shop asked for us to wait until they could get into the car to do an extensive teardown, before cutting them a cheque. The estimator at the Tesla-approved body shop figured that the repair costs would more likely be in the region of $75,000.
If my mum's car is written off, I fear that she will be left with no car, and I as the purchaser would be left with a $30,000 balance owed to US Bank, the auto loan company.
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