simesinbris
Member
I think it just stopped for a sandwichDid it drop any M3s off in Brisbane?
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I think it just stopped for a sandwichDid it drop any M3s off in Brisbane?
It may be so for some people, but for others its a good option and well worth it. For my situation its well worth it. The GST exemption and with FBT exemption the tax savings also add enough to make it worth it. My home loan offset account can only cover a fraction of the car cost, so not an option to put in under home loan unless I would do full re-finance and that will be more expensive than Novated without FBT and car without GST (except at the end the GST will be on the remaining 23k only).Novated lease with FBT exemption not worth even if all the pre-tax money is expected to come from the top tax bracket?
The money I will be using to pay for the Tesla is currently sitting in my home loan offset account (currently offsetting interest rate of 4.74%)
I'm getting brake pads replaced on the current car tomorrow so that it is roadworthy in a couple of months time (expecting the Tesla to be further delayed). Forking out that money will surely bring my VIN sooner!Eastern States, don't lose hope. Forecast is cloudy on the horizon. A storm is coming this week.
Are there any good DIY calculators around to compare if it's worth it?It may be so for some people, but for others its a good option and well worth it. For my situation its well worth it. The GST exemption and with FBT exemption the tax savings also add enough to make it worth it. My home loan offset account can only cover a fraction of the car cost, so not an option to put in under home loan unless I would do full re-finance and that will be more expensive than Novated without FBT and car without GST (except at the end the GST will be on the remaining 23k only).
Always organise insurance in advance to start the day you pick it up - otherwise, if you bingle it on the way home you'll be SOL.Did you get the comprehensive insurance before the delivery day? If so, did Tesla give you the rego number before the delivery day?
Get a few quotes, as far as I'm aware there aren't any. My company has a NL provider and their rates and fees far exceed any tax savings than my current finance option.Are there any good DIY calculators around to compare if it's worth it?
Most novated lease companies will give you as many quotes as you wish for any time length you are considering (3 years, 4 years, etc). Within those, they usually give a comparison to financing another way, so it is easy to see if it is worth it or not for you. The catch is…their ‘comparison example’ might not be at a rate you could secure if you get a good deal.Are there any good DIY calculators around to compare if it's worth it?
Eastern States, don't lose hope. Forecast is cloudy on the horizon. A storm is coming this week.
No still Dec Jan 23 BNE ordered 9 Feb Red RWDMorning Cherry finish loading and left Shanghai just now heading to BNE. Anyone got any VIN or update?
Novated lease with FBT exemption not worth even if all the pre-tax money is expected to come from the top tax bracket?
The money I will be using to pay for the Tesla is currently sitting in my home loan offset account (currently offsetting interest rate of 4.74%)
I hate these quotes so much...Here is a Novated Lease quotation I got this from a work colleague (before Tesla price rises). This does not take into account any future FBT exepmtions.
When doing the figures, it costs ~$24,000 more over the 5 years (this includes the residual payment to own the car outright).
If one assumes the car is worth $40,000 after 5 years, out of pocket $80,000 (monthly payments and residual), it may sound like a good deal only loosing 50% of value in 5 years. Each to their own I guess.
P.S. The quotation is based on a yearly income of ~$150K .
I hope you're wrong, but suspect you're right
Where is the button John... 9 Feb RWD! Certainly getting on and full credit to you for patiently sticking it out...No still Dec Jan 23 BNE ordered 9 Feb Red RWD
Sadly the Don Juan remains moored in Brisbane, but its status did change yesterday, I suspect (hope!) it will be on the move shortly.The Don Juan is now underway out of Brisbane. Next stop: Port Kembla!
nothing in MY waiting room thread either. no M3 and MY on this ship (unless Vins will be assigned while on sea)? is this full of forklifts?Morning Cherry finish loading and left Shanghai just now heading to BNE. Anyone got any VIN or update?
I'm afraid so. if thats the case then we better start praying for Morning Crystalnothing in MY waiting room thread either. no M3 and MY on this ship (unless Vins will be assigned while on sea)? is this full of forklifts?
Here is a quote I got from my employer-nominated NL company. I'm a computer programmer, I can say I'm somewhat good with numbers, but yet I have no idea what most of the figures in this quote are. My layman's calculation is as follows:Here is a Novated Lease quotation I got this from a work colleague (before Tesla price rises). This does not take into account any future FBT exepmtions.
When doing the figures, it costs ~$24,000 more over the 5 years (this includes the residual payment to own the car outright).
If one assumes the car is worth $40,000 after 5 years, out of pocket $80,000 (monthly payments and residual), it may sound like a good deal only loosing 50% of value in 5 years. Each to their own I guess.
P.S. The quotation is based on a yearly income of ~$150K .