I bank thousand of dollars during the summer with PGE. This allows me to use these credits during the winter with my 30kw solar only produces 5kw for the day, but I use 100kw to heat my house.Can you elaborate on what the issue is? My NEM idea doesn't preclude this scenario. If they have an electric house, they're still covered under their solar investment until they hit net-zero. Keep in mind that they might not have enough panels or battery-storage to hit net-zero so their solar system may only just reduce, not eliminate, their electric bill.