For those applying or approved by DCU, I just spoke with one of their reps. I had uploaded the Tesla order agreement but DCU needs the Sales and Purchase order agreement that contains the VIN and cost breakdown. So basically, we need the VIN for the loan to complete. Maybe that was already common sense for others.
Once you upload the proper documentation to DCU, give them a call, they'll review everything and can FedEx Overnight a check to you directly (made out to Tesla).
Regarding the 1.49% 65-month term, you get an additional .25% rate reduction for an EV to bring it down to 1.24% APR. That said, you have to set up employer direct deposit of your paycheck within 90-days of the loan funding. HOWEVER, if you miss that deadline or just don't do it, the rate only goes up by .50%. Worst case, 1.99 - 1.24 = 1.74% still is pretty good.