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LV tracker definition (UK insurance)

Tonybvi

Member
Jul 28, 2019
360
316
NE Scotland
My quote from Direct Line (my current insurers) for a Model X was horrendous so I looked around and have a very good quote from LV (less than 1/3 the cost of Direct Line with a comparable excess). The only thing is LV insist on a “monitored tracker” on their website. However I called and spoke to a very nice lad who read over the phone to me LV’s definition of an acceptable tracker. This definition is absolutely clear in that the type of tracker fitted to Tesla’s is perfectly acceptable to them. I can’t recall the exact wording but it included the vehicle sending a signal to a mobile phone such that the owner can trace his car.
I hope this helps those who are unsure if they actually comply with LV requirements.
Tony
 

Twinsparks

Member
Jun 10, 2018
15
4
Staffordshire
Went through this exact process with LV myself. Got them to very carefully read through the t&cs and the advisor agreed the Tesla Model S met the criteria.

Specific EV policy for those interested
 

Subevo

Member
Sep 10, 2017
220
79
Scotland
Thanks for posting.
I renewed yesterday with LV after direct line increased my insurance from £372 to £501
LV was £354 on a multicar policy.
I Was concerned about the tracker situation even though they stated that any tracker was sufficient when I asked over the phone.
I will however keep using pin to drive to help prevent theft.
 

gram333

Member
Sep 18, 2019
17
4
Scotland
My quote from Direct Line (my current insurers) for a Model X was horrendous so I looked around and have a very good quote from LV (less than 1/3 the cost of Direct Line with a comparable excess). The only thing is LV insist on a “monitored tracker” on their website. However I called and spoke to a very nice lad who read over the phone to me LV’s definition of an acceptable tracker. This definition is absolutely clear in that the type of tracker fitted to Tesla’s is perfectly acceptable to them. I can’t recall the exact wording but it included the vehicle sending a signal to a mobile phone such that the owner can trace his car.
I hope this helps those who are unsure if they actually comply with LV requirements.
Tony

Did you phone up to get a discount applied? I could not see anywhere to say that it had a tracker.
 

Roy W.

Battery running low...
Jun 3, 2019
2,334
2,392
Derby, UK
Does the model 3 have a tracker? If so how would I describe it if I call LV up? Thanks!
I described the way the tracker works to the LV lady on the phone. The important bit for them, she said, is the fact that you can see the car’s location in the app.
 

KennethS

Supporting Member
Supporting Member
May 3, 2019
542
372
UK
I described the way the tracker works to the LV lady on the phone. The important bit for them, she said, is the fact that you can see the car’s location in the app.
I must have gotten lucky — I got quotes through the meerkat comparison site, LV came out as my poison of choice. The day I finally had the reg number I called and quoted the reference number and activated the insurance. Was never asked about a tracker. I presumed they were familiar with the feature on the Tesla and had factored it in.
 
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interbear

Member
May 27, 2019
725
628
Monmouthshire, UK
I was already with LV and called them when the Model 3 arrived. They confirmed to me that the Tesla built in tracker meets their requirements so the answer to the tracker question for LV is a definite “yes”.
 

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