I agree with a lot of what you say here. FOMO is a big issue for many. The problem with Tesla lately is a lot of their "improvements" are to their bottom line, not necessarily better for us, the consumer.
A perfect example is when the removed the right side lumbar support from the 3/Y's in 2021. Yep, an improvement for Tesla but not me. Or when they yanked radar from the 3/Ys at about the same time. Sure, an improvement for Tesla but I got an almost unusable vehicle when using TACC or AP. Fast forward to removing USS. Again, another home run for them on saving money but your car was screwed, and who nows for how long.
So count me as a super skeptic when it comes to Tesla's "improvements" now. Even if they roll out something that might be seen as an improvement, it may take them months/years to get it dialed in where it is actually better than what it replaced before.
My strategy if I ever buy another Tesla, is see what the current capabilities are of whatever they are shipping and not theoretically what it is capable of. The matrix headlights are a good example of that. They are amazing in what can they do. They've been in Teslas for years now. Has any of the capability been realized? No, other than some light show a 10-year-old might think is cool. Practically there is little difference but the potential is huge.