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Tesla would charge 3 times as much for me compared to Geico for the same coverage limits (though I get a multi-car discount with Geico)...Maybe this is how Tesla can offer a lower insurance quote.../s
I was with USAA for 21 years when they stopped writing homeowners in Florida. So they forced me to go elsewhere for homeowners and then cancelled my umbrella because you couldn't have umbrella without homeowners! So all I had left was auto so I fired them and went with a new company that linked umbrella to auto, not homeowners. Too bad because I liked them and they were usually cheaper than everyone else.When I got quotes from USAA, there was a difference in price between the Performance and non-Performance designations when you selected the vehicle without a VIN.
I haven't decided what I'll do when I get the VIN and I have to get a formal quote from USAA -- it sounds like all the LR AWDs appear as Performance models to them, which doesn't seem fair to me.
I like USAA and they have great customer service (even though it seems like they sold off all the other USAA products that I use, such as their brokerage and mutual funds).
Interesting.Tesla would charge 3 times as much for me compared to Geico for the same coverage limits (though I get a multi-car discount with Geico)...
You could show them your MVPA...
Geico just asks for the MSRP (their system doesn't recognise the VIN at all) which I expect is the most important factor in calculating the premium.
BTW: all Model Ys are performance versions at the moment as far as I can tell, and the LR AWD is simply software limited. The only CARB certification is for the performance Y.
Yes, so it seems they are moving over to proper non-performance builds. My VIN ends in 0059XX and has an F as 8th digit.My MVPA showed up on my account the other day for my LR AWD MY (no contact from Tesla yet), and my VIN is 5YJYGDEE8LF0064xx, So it's showing standard
Yes, so it seems they are moving over to proper non-performance builds. My VIN ends in 0059XX and has an F as 8th digit.
I'd hate to pay performance insurance for non-performance performance, unless of course they can SW unlock so you have a true "Stealth"Also 59XX with an F as the 8th digit. While we won't have any more power than other AWD Ys, I did read that performance motors are binned for higher performance and reliability. It's similar to how higher quality CPUs are binned at higher frequencies.
I'd hate to pay performance insurance for non-performance performance, unless of course they can SW unlock so you have a true "Stealth"