There is an app from a startup called Jedlix here in the Netherlands, that regulates charging as is proposed/envisioned by the OP. For now they focussed on Tesla's and public chargers, because of access through a set of API's. In case of the Tesla they switch charging on and off based on energy price on the electricity spot market. If it is low, they switch on, if it is high, they switch off. They also make sure the car is charged by the morning.
Also, there is a house energy device called Maxem (from a startup called Cohere) that can be set to charge the car when solar generation is available. They throttle the charge current (directly on the charger, not the car) depending on house usage and solar generated. I use it to prevent my main fuses to blow (I use a heatpump to warm/cool the house) and am very happy with it - I don't need to upgrade my panel.
So these tools are available. If you don't mind using Google translate, here is the thread about it:
Ervaringen Jedlix - slim laden app
Why aren't these tools available in USA, home of Tesla?
All from memory, so I want to try again with clipboard for detailed data collection: I measured the voltage drop of my 11kW car charging session + ~5kW dryer + 500W water heater - ~3kW solar at home, showing ~15kW draw from PG&E: 242vac to 224vac. I then took my phone with Remote S around the neighborhood to check meter volts at various homes: home across street from me sharing same pole: 226V when charging, up to around 236V when I turned off car charge; variance of 10V depending on my 11kW draw. Next pole in direction of grid high voltage power flow, home with solar feeding net 600W into grid: 241V, regardless of me charging. Home sharing that pole: 241V. That pole has a pole pig*, but the 250V lines look continuous from our pole to theirs (typical hi voltage above, 250V voltage below continuous lines setup, from everything I can see). Other direction on grid from our home (upstream direction), home on next pole from ours gets 232V when I'm charging, 236V when I'm not; variance 4V to 5V depending on my 11kW draw. Home on next pole gets 236V, barely varies by maybe a volt or 2 when I shut off my car charge.
Our solar peaks above 5kW.
I'm thinking the voltage drop is showing we pull most our power from an upstream pig, and because we're at the far end of that run, we get lowest volts. But why won't the higher voltage of the next pig on the next pole (especially with its solar input) bring us electricity back? (236V+241V)/2=238.5V, but our neighbor still got 226V when we had 224V, shooting up to 236V when I turned my car charge off. Why not 238.5V for at least my neighbor, car charge on or off?
But, what all this means to me is that when solar is good during weekend midday off peak rates, I want to dump any excess into my car charging, but not when, e.g., I have our dryer on, or the water heater kicks on or other devices such as our dehumidifier and some space heaters. Of course, during weekday, off peak rates don't coincide with solar availability, so it's better to get the higher rate offset, but I'd still like the option of drawing during peak solar.
* Pole pig description at
Distribution transformer - Wikipedia
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My PGE EV costs are quite a bit less than yours.
You mean the overnight rate? My overnight rate is similar to his overnight rate. I live close to you, so perhaps regional differences?
I generally charge at midday to use my solar directly (and that of my neighbors since my car draws more kW than my panels produce). This is off-peak in my area, although I don't have TOU, because peak demand is mornings and evenings; we don't have AC in my mountain climate area. My power co-op lets me bank excess energy generated for years (up to 10,000 kWh) and use it whenever I want. I tend to draw down much of the banked kWhs in winter. I haven't paid an electricity bill, save for the monthly service charge, in years despite driving EVs for 5+ years.
Awesome, except I see a loophole in that awesomeness: what is your monthly service charge?
In my case, I don't drive all that much (retired now), and the ToU plans only help if you can shift load to the off-peak hours (late at night). Everything else gets hit with the peak rate, which is worse than all but the top tier on the non-ToU plan, if I recall the numbers correctly.
The only substantial discretionary load that I can shift is the car, which is minimal, and a once-a-week load of laundry (electric dryer), which is also pretty minimal. The A/C is isn't bad (I run the whole-house fan at night to cool the house), and even on our 100-degree summer days, it usually only runs from the late afternoon to maybe 8pm. Winter heat is gas. The Solar City guy says there's no place for panels (too much shade, which is a good thing).
So, these "EV" plans are set up such that if you do a lot of driving, and charge mostly at home late at night, you come out ahead. Otherwise, not so much.
I do have a solar-powered set of Christmas lights for the house, however. That count?
I forgot about that usage pattern. Thank you for correcting my error.