This is not exactly correct information as I learned the hard way. You must have taken delivery and the contract date must be the delivery date and not the date you entered into the contract. I applied before I took delivery (you have 14 days to upload your documents) knowing I would take delivery in a couple of days. Then after taking delivery I uploaded the required documents including the temp DMV reg. 40 days later I am notified that my submission is cancelled and I must resubmit because the date of submission of the form was prior to my "contract date" which to them is the date of registration, not the date in your contract. Now the wait is out to 55 days and I am having to wait all over again. However, they do reserve the funds for you when you apply.