ucmndd
Well-Known Member
Indeed it’s almost impossible to compare insurance quotes given all the variables but whoa nelly that seems really high.I'm paying $260/mo so I'm not sure if that is low or high. I do have very low deductibles and very high liability coverage soooo...
Our Model Y - on a 3-car/3-driver policy that includes a 17 year old - is $540 every six months.
250/500 liability limits and $1,000 deductible.
If I were you I’d seriously consider raising your deductible to the max your loan will allow (usually $1k). I’m of the general opinion that I’d never file a claim for something less than a thousand dollars anyway so a low deductible gets me nothing. Insurance companies are way too punitive when it comes to claims history - you’ll pay for using that low deductible many times over via premium increases.