The last picture supplied by
@Chef Brian showing the dead front of the panel details how unsuitable that suspicious “fused disconnect” is for this panel. Normally you wouldn’t have to “modify” the dead front of a panel to mount a c/b or disconnect. I do thank
@eprosenx for supplying the similar buss detail, as I was further wondering where the buss did split and possibly if that fused disconnect was supposed to act as a “main” of some sorts, but that’s mute at this point.
Thanks for the mental exercise, I would further offer that just as there are sub optimal mechanic’s, electrician’s and probably even doctors out there practicing, the public is best served to rely on some type final inspection to ascertain that they’ve gotten the full value of what they think they’ve purchased...Noting that local inspectors are fallible also, and not liable for what someone calling themselves an “electrician” has done...