OMG !!!! Had you purchased it already ? We purchased our insurance with them. Last week !
I’ve been saying it for months this Peugeot insurance is too good to be true.
Even if you are legally covered, in the event of Peugeot refusing a payout, do you really want to risk having to litigate them to honour the contract of insurance whilst you’re being litigated by a third party for money to repair their car and a number of other potential issues that arise from an insurer not paying out. (All whilst having a crumpled piece of metal on your driveway. When your insurance doesn’t pay out, your own damaged car is the least of your worries)
It’s never worth skimping out or taking a risk with an insurer - especially on a 45k car.
I rang them three times a couple months ago to check if they’d insure me on a Tesla. Each person laughed comically and said no, the only new vehicle they’ll insure is a Peugeot. Simple as that. Any other policy is simply invalid, regardless of being issued a certificate of insurance. (The bottom line is the certificate of insurance is worth nothing unless you’ve the time/resources/money to litigate in the event of it not being honoured).
Whoever has rang and asked if they would sell and if policies are valid must have had totally different luck. Which means one of us was told dud information - multiple times. Not a good position for an insurer.
In any case, the inconsistency between sales staff is a reason to “write off” this insurer.
If they can’t get their story straight pre sales, imagine trying to get them to honour a claim.
Insurance is a service that gets you out of sticky situations, it deserves extra levels of due diligence. Never skimp on it.
Companies will do everything they can do avoid having to part with cash. Your only recourse is litigation or regulation action. However, this is slow at the best of times, and I’d bet the time you need valid insurance is the one time you can’t afford to litigate, even if you had the money to.