don't know yet. Kicking around between 5-15k.
Also depends on what the trade/sale price of my current car is.
The car is $80k + $1400 destination fee, plus PA 6% tax.
with car loans prior, at 2-3%, I would put nothing down and drag it out so I could use the 'remaining' funds to invest.
with the loan at 6.49%, I'm thinking I'll get a good ROI just by paying more "cash" for the car...
I'm active in stocks, and very bullish on RIVN right now, but also don't want to YOLO it. (already have a few shares of TSLA).
My credit union has a way to get a few grand cash at 2.9% for up to 2 years if you do it right, and pseduo-indefinitely if you do it even more right. But I'm already mostly maxed on that as I use it to buy even more stocks lol. If I use chase, to pay that down, I can get another few grand at 3% for 12 months. so... maybe take 10k at 3%, use that for downpayment, or buy more stock lol.
If anyone can find a way to get more $ into Roth, I'm all ears. I'm even thinking of a part time job solely so I can get a 401k, and put 100% from that job into that, then after a few years, quit, roll to IRA, then convert to Roth. (already max 457). (taking a year off maxing that though, as my own investing outpaced my company's ROI by... a ... lot) gonna do me for a year or two and see what happens.
But I think we are getting rather off topic.
TL/DR, it's complicated. when it was below 4%, you put as little down as you can.