I didn't think Direct Line covered PPF, I have been told that they wont insure PPF and if you get it they will cancel the insurance.
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Insurance renewal
- Thread starter Ant M3
- Start date
I spoke to them on their live chat and saved the transcript. They covered PPF and the dechrome in the car modifications as `Paint - Protection` and `Decals/Stickers` respectively. I had already taken out my policy with them and it didn't increase my premium.
Be careful on the Paint Protection side, when this is queried with their underwriters they don't consider Paint Protection Film (PPF) as paint protection as it is an additional film on the car. They consider things like Ceramic coating to be paint protection. I know someone that went through this and when escalated to the underwriters they stated that they consider PPF to be a wrap and therefore not covered.
I would suggest that when it comes to renewal you don't stay with them due to this.
I've just renewed with LV as I needed fully comp cover in Europe. I'm was very clear about the PPF to the DL advisor and they confirmed it could be covered. I've got the chat transcript saved and I even shared an article they posted about PPF with them. I'm not sure what else I could have done? I ask the insurer if they cover it and they said yes.
All I am doing is passing on information, there are quite a few people that have had similar experiences with DL, the staff don't appear to know what PPF is, once they ask the underwriters the story form them changes. DL and Churchill don't like Tesla's that have been modified and they both consider PPF a modification.
kelvin 660
White SR+ with LFP battery
Wow, I am a 42 year old with maximum no claims, mine was £780, I do have an L postcode though.
MrBadger
Badger out
Until last year, a call to Direct Line to challenge the renewal price has always resulted in a price reduction below that of the previous year. But for some reason, even trying on 2 occasions, last year they dig in and wouldn't shift. Good to see that they may have gone back to being a bit more flexible again.
Not a renewal price, may be helpful in finding a Tesla friendly insurer ...
M3 LR 2021, delivery on 17 March 2021. Outer London post code, with 11+ NCD. Quotes include protected NCD add-on when offered.
Insure my Tesla (Direct Line) = £880
LV = £1725
Churchill (part of Direct line) = £717
Admiral = £1446
Comparison websites = all quotes were higher than Churchill.
More Than = Won't quote and gave up, went with Churchill.
Be aware that Churchill require the car reg when purchasing, they wouldn't accept the VIN or make/model. I called Tesla and luckily my reg had been allocated the previous day, but the text hadn't been sent out.
Found one insurer amusing, don't remember which, make/model was picked up correctly and wanted to know fuel type, only options offered were petrol or diesel!
M3 LR 2021, delivery on 17 March 2021. Outer London post code, with 11+ NCD. Quotes include protected NCD add-on when offered.
Insure my Tesla (Direct Line) = £880
LV = £1725
Churchill (part of Direct line) = £717
Admiral = £1446
Comparison websites = all quotes were higher than Churchill.
More Than = Won't quote and gave up, went with Churchill.
Be aware that Churchill require the car reg when purchasing, they wouldn't accept the VIN or make/model. I called Tesla and luckily my reg had been allocated the previous day, but the text hadn't been sent out.
Found one insurer amusing, don't remember which, make/model was picked up correctly and wanted to know fuel type, only options offered were petrol or diesel!
SFBanks
Member
I am interested also. Just got my renewal in from Direct Line and it has increased by £50. Thanks
Hi. I went into the Tesla link for DL and started a new quote. That came back with the 506 quote so phone them and they matched their own quote. Try the Tesla insurance link as see what you get quoted. Hope this helps
RedMod3
Member
MrBadger
Badger out
Llama.
Lurking somewhere up North
Sorry if this has been mentioned already but:
Don’t forget to specifically reference Autopilot in your insurance quote.
Churchill reduced my quote from £628 to £540 when I asked them to include this.
Don’t forget to specifically reference Autopilot in your insurance quote.
Churchill reduced my quote from £628 to £540 when I asked them to include this.
Thanks. I did this as well, but my quote from the Tesla website link wasn't as dramatically lower (compared with my renewal) as yours was.
Churchill will give you a quote that's locked in until you can give them the registration. This only lasts up to 30 days so you need to time it with car delivery. If you go beyond 30 days they will re-quote and add a few pounds for good measure (In Sept 2019 my quote went up from £216 to £230 when I went beyond the 30 days so not the end of the world.)
Hi,
I have just gone with Admiral multi-car for my 2017 MS 90D. The reason was I am keeping for now my '16 modeo estate. I transferred my 10yr NCD to the teslam and the mondeo was 0 NCD (gulp). Anyway my quote was £474 fully comp all in. Recommended. I suspect this will go up next year as I think I get a discount on my 0 NCB the first year, but I will have probably sold the modeo by then anyway..
Spanish
I have just gone with Admiral multi-car for my 2017 MS 90D. The reason was I am keeping for now my '16 modeo estate. I transferred my 10yr NCD to the teslam and the mondeo was 0 NCD (gulp). Anyway my quote was £474 fully comp all in. Recommended. I suspect this will go up next year as I think I get a discount on my 0 NCB the first year, but I will have probably sold the modeo by then anyway..
Spanish
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